Podcasts Archive - Page 42 of 88 - Retirement Wisdom

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Do yourself a big favor. Invest in your ability to say no masterfully. Vanessa Patrick’s research illuminates why we say yes when we really want to say no. She offers valuable practical tips on how to say no gracefully, but firmly, using what she calls empowered refusal. She advocates clarifying your purpose and your priorities, setting Personal Policies around them – and being mindful of the words you choose when you do say no. In retirement, saying no at the right times can set you free – so you can invest your time on the things that truly matter most to you.

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Bio

Vanessa Patrick is the author of The Power of Saying No: The New Science of How to Say No that Puts You in Charge of Your Life.

Dr. Patrick is a Professor of Marketing and the Associate Dean for Research at the Bauer College of Business at the University of Houston. She has a PhD in Business from the University of Southern California and an MBA in marketing and a BS degree in microbiology and biochemistry from Bombay University in India. Patrick has published dozens of research articles in top-tier academic journals in psychology, marketing, and management, and popular accounts of her work have appeared in the New York Times, Wall Street Journal, NPR, Los Angeles Times, Business Week, Fast Company, Forbes, Huffington Post and Washington Post. In her research, she investigates strategies to achieve personal mastery and inspire everyday excellence in oneself and others and is a pioneer in the study of everyday consumer aesthetics. Patrick lives with her family in Houston, Texas.

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For More on Vanessa Patrick

The Power of Saying No: The New Science of How to Say No that Puts You in Charge of Your Life

Website

Research Study: ‘I Don’t’ versus ‘I Can’t’: When Empowered Refusal Motivates Goal-Directed Behavior by Vanessa Patrick & Henrik Hagtvedt

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Retire Smarter. Don’t Miss an Episode – Follow on Apple Podcasts or

Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS

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Podcast Episodes You May Like

The Joy of Saying No – Natalie Lue

Chatter & Your Inner Voice – Ethan Kross

Retire Happy – Dr. Catherine Sanderson

How to Live a Values Based Life – Harry Kraemer

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Wise Quotes

On Why We Say Yes When We Really Don’t Want To

“In my research, I identify three main reasons as to why we say yes, when we want to say no. One is a concern for the relationships we have with others. So when people ask us to do something, they’re usually our friends, our family, people who are colleagues and acquaintances, and we want to have a good relationship with those people. We want to maintain that good relationship. The second reason ties into our reputation. We want to be seen positively in the eyes of people. We want to be seen as capable, as confident, as able to handle the things that are thrown our way. And the third thing is we have never really learned how to say no effectively throughout our lives. We’ve kind of tried to accommodate people’s requests and be cooperative and helpful, and [we’re] givers more than takers. And society in many ways, kind of shapes that sort of behavior and rewards that sort of behavior. And so we have never really learned to look inwards and think about how do I say no to the things that are not aligned with what I want to do or what I want to achieve.”

On Choosing the Right Words

“So, in my research, I actually focus on what are the words that we can use to communicate our refusal, that implicate the identity? And the way you implicate your identity is you ground your refusal in your identity is by choosing your words carefully. When you say, I can’t, you come across as disempowered, not in control, and suggest to the asker that, well, under some other situation, I would be able to say yes, but right now I can’t. And that very often invites pushback, negotiation discussion. Whereas when you say, I don’t, you implicate yourself, you say: This is my way of operating. This is who I am. This is how I do things. So, I don’t is a much more empowered way to communicate your refusal.”

On Setting Personal Policies

“So, a Personal Policy is essentially a simple rule that we set up for ourselves that give voice to our values and priorities that shape our actions and decisions. So, these are just rules that we set up. They are operating principles that allow us to live life the way we want to live life. And I very often, when I’m teaching this, use the example of travel. Now we all travel and it’s summer, so it makes sense to be talking about travel because it’s very close to our hearts. When we travel, we have preferences and we like certain things. So some people are aisle seats and some people are window seats. Some people just can’t stand a overnight red-eye flight, whereas other people are okay with it. Some people will say, I will not travel to Europe unless it is at least a week. whereas other people don’t have that preference in place. So more importantly, we have such good preferences and we know our preferences about travel, and so we are able to design our travel around those preferences. And as soon as I say that to people, then you can realize that if you can do it with travel, you can do it with any domain.  You can do it with how you deal with friends, how you deal with family, how you deal with going to the gym, how you deal with entertainment, how you spend your time on social media –  absolutely everything. What are your preferences, priorities, beliefs and values in that domain? And how would you like them to be seen? And how do you want to operate in accordance with those?”

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About Retirement Wisdom

I help people who are retiring, but not quite done yet, discover what’s next. A long retirement is a terrible thing to waste.

And a meaningful retirement doesn’t just happen by accident.

Retire smarter. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make yours great.

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Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

 

 

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Everyone wants to retire happy. Where you choose to live can impact your happiness in retirement. Maybe you’ve found that place and are planning to age in place. Yet aging in place may not be the best choice for everyone. Welcome to a special “Best Of ” episode of The Retirement Wisdom Podcast with snippets of conversations with different perspectives on evaluating where you will live in retirement. To hear more from any or all of the guests, click the links to the full episodes below.

And scroll down to find links to other Best Of compilations on other topics that can help you retire smarter.

Where will you live in retirement? Age in place? Have you told your family? Share on X

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Links to the Full Podcast Conversations

Seniority Authority – Cathleen Toomey

Where Will You Live Next? – Ryan Frederick

Where to Retire – Silvia Ascarelli

Thriving in Place – Lisa Cini

Design the Long Life You Love – Ayse Birsel

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Retire Smarter. Don’t Miss an Episode – Follow on Apple Podcasts or

Subscribe: Google Podcasts | Spotify | iHeartRadio | Stitcher | TuneIn | RSS

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More Wisdom?

Check Out These Best of The Retirement Wisdom Podcast compilations

How to Retire Happy

Money Matters

Successful Aging

Lifelong Learning

Wellness

Fitness

Second Acts

Best of The Retirement Wisdom Podcast 2023 – Part 1

The Very Best of 2022

The Best of 2021 – Retirement Wisdom

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About Retirement Wisdom

I help people who are retiring, but not quite done yet, discover what’s next. A long retirement is a terrible thing to waste.

And a meaningful retirement doesn’t just happen by accident.

Retire smarter. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make yours great.

________________________

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

 

Don’t Leave Your Retirement to Chance – Design It.

Registration is now open for the next Design Your New Life in Retirement group coaching program — with Very Early Bird pricing for a short time. Limited to 10 participants.

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Discussions about money with family members can be difficult. Morgan Stanley Financial Advisor Lori Sackler has a new edition of her book The M Word: The Money Talk Every Family Needs to Have about Wealth and Their Financial Future and she shares her insights on how to make them constructive and effective.

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Retire Smarter. Don’t Miss an Episode – Follow on Apple Podcasts or

Subscribe: Google Podcasts | Spotify | iHeartRadio | Stitcher | TuneIn | RSS

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Bio

Lori R. Sackler is a financial advisor, senior vice president and family wealth director at Morgan Stanley where she leads Evergreen Lane Wealth Management Group. Her team is dedicated to helping individuals and families keep up with change, satisfying their financial security, addressing lifestyle and legacy concerns, and successfully guiding them through life’s transitions. Sackler is a certified investment management analyst, a certified financial planner and non-practicing certified public accountant. She is the author of The M Word: The Money Talk Every Family Needs to Have about Wealth and Their Financial Future and The M Word Journal: How to Have the Money Talk released in 2016. She is the creator and former host of the radio show “The M Word” on WOR in New York City.

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For More on Lori Sackler 

The M Word: The Money Talk Every Family Needs to Have about Wealth and Their Financial Future (Second Edition)

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Podcast Episodes You May Like

The Go-Giver Marriage – Ana Gabriel Mann

An Economist’s Take on Retirement Planning – Larry Kotlikoff

The Key Decisions for Retirement Success – Wade Pfau

SECURE 2.0 – Pam Krueger

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Wise Quotes

On Gender Differences

“That’s a really interesting topic, and I did a lot of research about this. It’s really physiology. Our brains are built differently. As a result, we operate differently, and it impacts the way we make money decisions and how we communicate about things. So it could impact priorities and goals, risk tolerance and then our abilities to communicate about it. Women have a wider corpus callosum, so we can go back and forth between the left and the right brain. We have a slightly larger strategic part of our brain, which allows us often times to think more long-term, where men are more short-term, looking for short-term results, thinking about trading more, whereas women may want a long-term strategy with a multiple manager approach and not so hands-on every day. So I think the gender differences are huge. I try to tell people is these [differences] are universal – they’re not unique to you. This has been confirmed by dozens of studies in over 30 countries with a million participants. [But] we need both minds to make great decisions though.”

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About Retirement Wisdom

I help people who are retiring, but not quite done yet, discover what’s next. A long retirement is a terrible thing to waste.

And a meaningful retirement doesn’t just happen by accident.

Retire smarter. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make yours great.

________________________

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

Registration is now open for the next Design Your New Life in Retirement group coaching program — with Very Early Bird pricing for a short time. Limited to 10 participants.

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Dr. Gladys McGarey has a wealth of wisdom to share with us from a long life and career as a pioneer in holistic medicine. In her new book The Well-Lived Life: A 102-Year-Old Doctor’s Six Secrets to Health and Happiness at Every Age, she notes that she considers love to be the most powerful medicine. The book details six secrets from her life and practice to cultivate a long, happy and purpose-driven life. She shares what she’s learned about living a full life on the mental, spiritual and physical levels – and the importance of learning how to direct your energy for greater fulfillment and joy.

Dr. Gladys McGarey joins us from Scottsdale, Arizona.

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Retire Smarter. Don’t Miss an Episode – Follow on Apple Podcasts or

Subscribe: Google Podcasts | Spotify | iHeartRadio | Stitcher | TuneIn | RSS

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Bio

Dr. Gladys McGarey is the author of The Well-Lived Life: A 102-Year-Old Doctor’s Six Secrets to Health and Happiness at Every Age. At 102, he is a still-consulting doctor. Recognized as a pioneer of the allopathic and holistic medical movements, she is also a founding diplomat of the American Board of Holistic Medicine.

She is the cofounder and past president of the American Holistic Medical Association, as well as the cofounder of the Academy of Parapsychology and Medicine and the founder of The International Academy of Clinical Hypnosis.

Dr. Gladys lives and works in Scottsdale, Arizona, where for many years she shared a medical practice with her daughter. She currently has a medical consulting practice, maintains a healthy diet, and enjoys a good piece of cake every now and then. She has spoken at TEDx.

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For More on Gladys McGarey

The Well-Lived Life: A 102-Year-Old Doctor’s Six Secrets to Health and Happiness at Every Age

Website

Join on Instagram Live every Tuesday at 11:00 AM Mountain Time (follow @begladmd)

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Podcast Episodes You May Like 

Design the Long Life You Love – Ayse Birsel

Wellness to Wonderful – Dr. Alona Pulde & Dr. Matthew Lederman

Taking Stock – Dr. Jordan Grumet

Getting Good at Getting Older – Rabbi Laura Geller

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Wise Quotes

On Love and Holistic Medicine

“Well, the basic healing essence is love. And if we’re in a life situation where we aren’t understanding about love, we’re going to have a really hard time working with healing. Because that’s what I found my parents were doing. They were loving the people. And I knew that that’s what was the essence of it. Native Americans have known this forever. And even the Bible says, God is love. Well, if you’re going to work that way, you better get some basic understanding about what love is. And, so it was when we don’t,  think most, any modality that we use, if it’s used in a loving attitude and a in a loving outreach to the physician within the patient themselves, then we’re going to  get some kind of response.”

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On The Value of a 10 Year Plan

“Well, in my life, there have been so many things that I’ve reached for and wanted to get and get done and so on. And, sometimes they do and sometimes they don’t. And,  I’ve found that if you make your plan too short, you get discouraged. But if it’s a 10 year plan, it gives you some reaching area. Okay, well, I didn’t make it in this five years, but in another five  years maybe I could make it happen. It’s a reality that life has to move and as it’s moving, it takes time.”
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On Why You Should Start Pedaling
“When I got to thinking about tricycles, it’s a perfect example for holistic medicine. You start out with first two wheels. They’re,  body and mind, and they’re there and they’re good, and they’re connected with a strong support system. And so the infrastructure is good, but what’s it going to do? You’ve got two wonderful wheels and they’re there and they can go round and round and round. But until you get that third wheel in front of the two back there, which is  the body and the mind, you get the spirit in front and the will and the purpose in the front wheel. So now you’ve got a holistic structure. However, that holistic structure can’t do anything until somebody climbs up on that seat and sits down and grabs hold of the handlebar and starts pedaling.”
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About Retirement Wisdom

I help people who are retiring, but not quite done yet, discover what’s next. A long retirement is a terrible thing to waste.

And a meaningful retirement doesn’t just happen by accident.

Retire smarter. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make yours great.

________________________

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

 

 

Welcome to a new episode of  The Retirement Wisdom Podcast, where we explore useful ideas and different perspectives that can help you retire smarter. Do you have a clear picture of yourself in the future? What will you be doing in your life in retirement? Hal Hershfield is a professor of marketing and behavioral decision-making at UCLA. His research shows that getting to know Your Future Self can not only help you make smarter decisions to prepare for the future, but also benefit you in the present. His new book Your Future Self: How to Make Tomorrow Better Today examines the world of our future selves and how we can bridge the gap between our present actions and long-term goals – and why you’ll want to develop a vivid picture of and a closer connection with your future self.

Hal Hershfield joins us from California.

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Registration is now open for the next Design Your New Life in Retirement group coaching program — with Very Early Bird pricing. Limited to 10 participants.

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Bio

Hal Hershfield is the author of the new book Your Future Self: How to Make Tomorrow Better Today.  Hal is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA’s Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management. His research, which sits at the intersection of psychology and economics, examines the ways we can improve our long-term decisions. He earned his PhD in psychology from Stanford University.

Hershfield publishes in top academic journals and also contributes op-eds to the New York Times, Harvard Business Review, the Wall Street Journal, and other outlets. He consults with the Consumer Financial Protection Bureau, many financial services firms such as Fidelity, Morgan Stanley, Merrill Lynch, and Avantis. The recipient of numerous teaching awards, Hershfield was named one of “The 40 Most Outstanding B-School Profs Under 40 In The World” by business education website Poets & Quants.

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For More on Hal Hershfield

Your Future Self: How to Make Tomorrow Better Today

Website

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Podcast Episodes You May Like

Happier Hour – Cassie Holmes

Chatter & Your Inner Voice – Ethan Kross

Retire Happy – Catherine Sanderson

The Gift of Gratitude – Glenn Fox

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Wise Quotes

On Visualizing Your Future Self

 

“…One is to try to really figure out ways that we can ramp up the vividness of our future self….what can we do to make that future self more vivid and more concrete and less abstract? One thing we can do is write a letter to our future self and then write a letter back from our future self. And I think I really want to stress the back part because it kind of forces us to step into the shoes of our future self and see the world through their eyes. Engage in some visualization exercises where we try to think about deeply what’s my life going to be like? How will I spend my time? Who will I spend it with? Am I workin  not all the time? Am I traveling? What am I doing with myself? I think most people in the retirement space, in the financial planning space, they think of the future selves. It’s not like this is a foreign concept, but it’s always done at an implicit level. You talk about retirement, you talk about decumulation strategies, you talk about annuities, whatever. It’s all sort of done in a very abstract and implicit way. But to like really bring the self back into the conversation, [ask] who am I? What am I going to be doing? That’s where I think we can start to see some change in the way we really think about that period of time.”

 

On the FIRE Movement

“And so, the question really does become one of harmony. How can I both live for today and live in a way that puts myself in a good position in the future? And there’s no easy answer here, but the way that I like to think about this is, there may be times when it makes sense to spend the money. There may be times when it makes sense to celebrate right now, especially so that we can enjoy the experience now and later, right? Retrospectively, now the problem arises when I do that all the time. If I convince myself, every time there’s an opportunity to upgrade whether it’s with my car or my TV or the concert tickets or whatever, if every time I do that, I take the opportunity, surely now I’m living myopically, right? And so, I like to think about what other researchers have called The Big Why to say Well, what is the thing that drives me? What’s really at the core of my values? What’s most important to me? Is food the most important thing to me? Is it family? I’m not here to judge what those things are. But if I sort of bring my decisions back to The Big Why, it can help orient me to say, Well, in this particular experience, I’m going to go for it or In this one I’m going to pull back a little bit. And, and my suggestion is that that may help.”

 

On Thinking About the Future in Days, Not Years 

“So this is research done by Neil Lewis and Daphna Oyserman. They had this realization that, days move fast, years move slow. And they did something really interesting. They got people to think about all different sort of future events, whether it’s retirement or my kids going to college, things like this. And they framed those events as occurring in either days or years. So in 30 years you’ll retire, or in 10,950 days, something like this. Well, what happens is when you frame it in terms of the days, people feel as if the event is coming sooner. There’s something ironic about this because the number is bigger, right? Almost 11,000 versus 30 – but 30 years feels like a vast expanse of time, almost 11,000 days. That feels like a lot too. But at the same time, it’s like one day goes to the next and the next and the next and the next. I can understand why so many people would say that event feels like it’s happening sooner. And not only did they feel as if it was happening sooner, they were considerably more likely to say that they’d want to start planning sooner for those events.”

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About Retirement Wisdom

Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years
You’ll need a different portfolio.
I help people create a multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many it includes a new version of work in some form– redefined on your own terms with more flexibility and meaning.

Schedule a call to see how the Designing Your New Life process can give you an edge in your next chapter.

Visit retirementwisdom.com for tools and resources to help you retire smarter.

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About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.