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Retire Smarter
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Podcast (retirement-wisdom-podcast-feed): Play in new window | Download (Duration: 28:10 — 25.8MB)
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The second half of life presents a crucial choice. Will you live in Crescendo – or it’s opposite Diminuendo? Cynthia Covey Haller joins us to discuss the new book she co-authored with her father, the late Stephen Covey – Live Life in Crescendo: Your Most Important Work Is Always Ahead of You. The 7 Habits of Highly Effective People by Stephen Covey is an international bestseller, with over 40 million copies sold. It’s principles have stood the test of time. Now, Covey’s eldest child brings his final work to life with a valuable mindset that can help you make the second half of life full of purpose, meaning and contribution.
Cynthia Covey Haller joins us from her home in Salt Lake City, Utah.
Cynthia Covey Haller is an author, teacher, speaker, and an active participant in her community. She has contributed to the writing of several books and articles, notably The 3rd Alternative by Stephen R. Covey, The 7 Habits of Highly Effective Teens and The 6 Most Important Decisions You’ll Ever Make, both by Sean Covey. Cynthia has held multiple leadership positions in women’s organizations, served as a PTSA president, an organizer for refugee aid and food pantry volunteer, and she is currently working with her husband, Kameron, as a service volunteer helping with employment needs. She graduated from Brigham Young University and lives with her family in Salt Lake City, Utah.
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For More on Cynthia Covey Haller
Live Life in Crescendo: Your Most Important Work Is Always Ahead of You
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Mentioned in This Podcast Episode
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Podcast Episodes You May Like
The Vintage Years – Dr. Francine Toder
The Second Curve of Life – Arthur C. Brooks
Breaking the Age Code – Dr. Becca Levy
How to Live a Values Based Life – Harry Kraemer
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Wise Quotes
On the Purpose of Living in Crescendo
“My mission is what his mission was for this book: to bring hope to people at any age and stage of life that they, despite past failures and successes, still have important things to accomplish and great contributions to make in life. And so we’re hoping to give hope and inspiration to people that you still have great things ahead of you. And despite what setbacks and challenges you’ve gone through, keep at it and recreate yourself. Do what you need to do to become the person you want to be.”
On Choices in the Second Half of Life
“And so the challenge in this book is to adopt a Crescendo Mentality, meaning that despite what you’ve done in the past, what are you going to do next? Are you going to live in Crescendo? Are you going to keep contributing? Are you going to keep doing things in other areas? Even if you don’t hold a 9 to 5 job, what are you going to contribute? How do you keep living in Crescendo as opposed to living in Diminuendo, which means you basically are shutting down and getting ready to not give anymore – and what a state that is. So, one of the things that you need to do is find purpose while you age and while you live.”
On Contributing
“This was his personal mission statement: Live Life in Crescendo. And he adopted that because people were asking him – and second guessing – why he was still working and still speaking. But he would say that there is no greater time than right now. [Look at] what people have in the second half of life. Just think about it. Here are some of the advantages. The truth is you have more time, more wisdom, more experience, probably more money, more resources, more networking, and more connections to offer than you ever have in your entire life. And so what are you going to lend that to? Someone who would retire and do very little when they’ve been running a company or they’ve been contributing, they’ve been responding to needs, and then they stop after that. What a waste of great talent and opportunity to bless others. My father always liked to quote, Dr. (Hans) Selye, who talked about eustress, and he said eustress is fundamental as we age. And he said we need that in our life, which is a purpose to get out of bed, a cause or something we’re involved in, so our our thoughts are occupied outside ourself rather than our ailments and things that we can’t do. We’re focusing on what contributions can I make. And a little stress in our life is good for us and motivates us to move and to get out and to contribute. And he would say don’t retire from making contributions…it causes a domino effect.”
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About Retirement Wisdom
Design Your Retirement and take charge of your future.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms
Join our Design Your Retirement small group coaching program starting in January. Groups start on January 20th and January 26th.
Enrollment ends soon.
Learn more here
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About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Podcast (retirement-wisdom-podcast-feed): Play in new window | Download (Duration: 30:18 — 27.7MB)
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The Fun Habit: How the Pursuit of Joy and Wonder Can Change Your Life
Website ______________________________ Podcast Episodes You May Like The Power of Fun – Catherine Price Happier Hour – Cassie Holmes, PhD Tiny Habits Can Lead to Big Changes – BJ Fogg The Joy of Movement – Kelly McGonigal ________________________________ Wise Quotes On Creating an Upward Spiral “… you realize that you have a lot more control than you initially thought about in how you engage in activities and once that starts to create this upward spiral. Because once you get playful about that again, if you’re going through some big change, like I mentioned, or going through divorce or I know for your listeners are thinking about retirement, which is a big change in itself, it can feel overwhelming. But you can go into these things realizing that you do have more control than you initially thought, especially if you’ve let your life get habituated, which so many of us have.” On Rethinking How We Spend TimePodcast (retirement-wisdom-podcast-feed): Play in new window | Download (Duration: 27:14 — 24.9MB)
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Retire like your neighbor? Didn’t think so. Why not Design Your Retirement?
Group programs start January 20th | Early Bird Pricing ends December 31 | Learn more here
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What should be on your retirement planning list for the new year ahead?
Joe Allaria, CFP joins us to share his retirement planning insights.
We discuss:
Joe Allaria, CFP joins us from Illinois.
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As a Partner and Wealth Advisor for CarsonAllaria Wealth Management, Joe’s primary responsibilities are to work directly with clients as the leader of their financial plan, while also creating and implementing the strategic vision for the firm. Joe brings an analytical, yet creative approach in finding solutions for our clients.
For his numerous articles, Joe has been featured in The Wall Street Journal, USA Today.com, Yahoo Finance, Nasdaq.com, and Investopedia. Joe is committed to educating his clients and the general public about the important issues surrounding financial planning and wealth management.
Joe earned his CERTIFIED FINANCIAL PLANNER™ designation in 2015. The CFP® marks identify those individuals who have met the rigorous experience and ethical requirements of the CFP Board, have successfully completed financial planning coursework and have passed the CFP® Certification Examination covering the following areas: the financial planning process, risk management, investments, tax planning and management, retirement planning, and estate planning. Joe also holds a Life & Health Insurance License and a Series 65 Security License.
Joe was born and raised in Edwardsville, Illinois, where he graduated from high school and received a Division I football scholarship to Southern Illinois University Carbondale. There, he earned a Bachelor’s Degree in Marketing and met his wife, Jacki. Joe played football throughout his college career and was named a 1st Team ESPN Academic All-American, while also being honored as an SIU Top 25 Distinguished Senior, of which honorees are selected university-wide. He later earned an MBA from Southern Illinois University Edwardsville.
Joe, Jacki, and their two sons, Brooks and Bennett, enjoy living in the Edwardsville/Glen Carbon community. They enjoy traveling as a family, hiking in the Pacific Northwest, being outdoors, listening to and playing music, and spending time with family and friends.
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For More on Joe Allaria
CarsonAllaria Wealth Management
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Podcast Episodes You May Like
The Key Decisions for Retirement Success – Wade Pfau
The Vintage Years – Francine Toder
Are You Ready for The New Long Life? – Andrew Scott
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Browse all podcast conversations across five seasons here.
It’s a free retirement school.
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Wise Quotes
On Being Prepared
“…let’s just take an inventory, and you can keep doing your own thing, but someone should know what’s going on. And so for those that don’t want to hire an advisor because they handle it themselves, no problem. But you should have your own succession plan, so to speak – that’s what the experts, so-called experts tell us. As advisors, we should have a succession plan. If we get hit by the proverbial bus, our clients need to be taken care of. And Do It Yourself investors need to view that the same way. So the same goes here – get your estate documents in order, make sure your wills, your powers of attorney are in order. Have a plan for long-term care. If you go into a long-term care facility and you can’t manage your finances or your spouse goes in, it’s very expensive. Just think about all those potential things that could happen, especially if you’re trying to manage all this yourself.”
On Investing Time Wisely
“Some folks I’ve talked to, they don’t even like using the word retirement because it has this negative connotation that it’s all downhill from here. But just because we stop working, doing what you’ve done for the past 30 years, doesn’t mean you have to slow down. There’s still a lot of time to get stuff done. And I think the second thing that the happiest people do is they do not listen to the news, watch the news. They don’t open their stock app every day. They don’t pay attention to the media, the financial media. At least they don’t look at their accounts every day.”
On Assessing If You Can Retire Financially
“And the sad thing is, Joe, I’ve seen where people have come in, they have been stressed, they’ve been working away. Let’s say they’re 67, 68 years old and they just didn’t know they could retire. And we do a financial plan and we know they could have retired five years ago. But that’s typically the worst outcome – when people have worked longer than they really needed to in a job they really don’t like.”
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About Retirement Wisdom
This retirement podcast is about the non-financial side of preparing for retirement – and living life on your own terms.
Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?
You’ll need another portfolio.
I help people create an active multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many, like me, it includes a new version of work – redefined on your own terms.
Schedule a call to see if a 1-on-1 program or a small group Designing Your New Life program can give you an edge in your next chapter.
Visit retirementwisdom.com for tools and resources to help you retire smarter.
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About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Intro and Outro voiceovers by Ross Huguet.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Podcast (retirement-wisdom-podcast-feed): Play in new window | Download (Duration: 57:41 — 52.8MB)
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Wishing everyone Happy Holidays and a happy and healthy New Year.
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Retire like your neighbor? Not for you. Why not Design Your Retirement?
Group programs start January 20th | Early Bird Pricing ends December 31 | Learn more here
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Freedom is a wonderful thing. It gives you the space to do more, explore more and be yourself more. We were blessed with many great guests who shared their insights with us on my retirement podcast this year.
Here are some highlights from the very best podcast conversations of the year.
Click on the links below to listen to the full conversations:
Becca Levy – Breaking the Age Code
Richard Eisenberg – The Unretirement Life
Sylvia Ascarelli – Where to Retire
Matt Paxton – Keep the Memories, Lose the Stuff
Kate Schroeder – The Emotional Side of Retiring
John P. Weiss – An Artful Life
Marjorie Fox – Lifestyle and Financial Decisions As We Age
Arthur C. Brooks – The Second Curve of Life
Francine Toder – The Vintage Years
Steve Lopez – Independence Day
Interested in more? Browse all conversations across five seasons here.
It’s a free retirement school.
_________________________
About Retirement Wisdom
This retirement podcast is about the non-financial side of preparing for retirement – and living life on your own terms.
Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?
You’ll need another portfolio.
I help people create an active multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many, like me, it includes a new version of work – redefined on your own terms.
Schedule a call to see if a 1-on-1 program or a small group Designing Your New Life program can give you an edge in your next chapter.
Visit retirementwisdom.com for tools and resources to help you retire smarter.
__________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Intro and Outro voiceovers by Ross Huguet.