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_________________________ Many people are planning on aging in place. But is aging in place an adequate strategy as your needs evolve? Lisa Cini believes you can think bigger and design your living space to enable you to be thriving in place. Leveraging emerging technology allows your living environment to adapt to you – instead of the other way around. Lisa Cini joins us from Columbus, Ohio. _________________________

Bio

Lisa M. Cini is known as the leading Alzheimer’s and long-term care design expert in the United States and has been widely recognized for her contributions in the field. Lisa continues to design award-winning spaces for seniors as Founder and CEO of Mosaic Design Studio, as well as design for the hospitality industry. Her clients have included the National Hockey League, the United States military, Brio Bravo restaurants, PGA Tour Country Clubs, and various hotels. Cini is the author of Boom: The Baby Boomers’ Guide to Preserving Your Freedom and Thriving as You Age in Place, The Future is Here: Senior Living Reimagined, and Hive: The Simple Guide to Multigenerational Living, How our Family Makes It Work. Lisa Cini has received over 37 awards, including 16 ASID Design awards and a Distinguished Service Medal for Outstanding Meritorious Service by the Governor of Indiana. A sought-after speaker, Lisa Cini has been featured on radio and CNN, CBS, FOX, and NBC. She also appeared on Today in America with Terry Bradshaw and is quoted frequently in The New York Times. __________________________ For More on Lisa Cini Website InfiniteLiving.org Documentary Series: Infinite Living Secrets of The Werner House __________________________ Podcast Episodes You May Like The Age Tech Revolution – Keren Etkin Where to Retire – Silvia Ascarelli Where Will You Live Next? – Ryan Frederick The Future You – Brian David Johnson ____________________________ Wise Quotes On Thriving in Place “A lot of people think of aging in place as staying in place, but it’s not thriving in place. And I think there’s a difference. I talk a lot about, and have looked at, technology. Our cars adjust to us. So, I’m 4-11, my husband’s thinks he’s six foot, but he is not. He’s like 5-9 or something like that. But our seats are very different. How my mirrors adjust to me, how my seat is heated or cooled. The passenger side has different adjustments where I can plug things in and it can help me control my speed, not to get too close to somebody, and even self-park. And we spend a lot less time in our cars than we do in our homes. Yet our homes, in general, don’t adjust to us, especially as we age. So when we’re talking about aging in place, we’re talking about thriving as we choose where we want to live. And that could be living part of the year in a different area. It could be you’re traveling around the country. It could be that you’re in senior living or you’re staying in your home that you bought when you’re in your twenties and you’ve been there your whole life. So the point is, how do we get that environment to adjust to us, to allow us to feel safe and free and have confidence as we age?” On Technology
“There’s a lot of technology that we use every day that people don’t think is technology. Like my glass is  technology. Hearing aids are technology. A pacemaker is technology. A glucose monitor that’s on nonstop 14 days at a time is technology. Being able to monitor ourselves, Like you can do with an Aura ring or the Fitbit or even your phones. Hearing aids really can monitor your health very, very well. With data mining, you can predict a stroke or a heart attack about five days before it’s gonna happen. You can see that sleep patterns are interrupted and someone might be able to help you avoid that or having your medications all screwed up. So all those preemptive things are going to be a huge thing. And wearables will probably move more into clothing or something that we have that we put on all the time. So it’s interesting, there’s a place called Dream Scape that is a virtual reality movie theater. And you go and you’re literally in a room about 15 by 15, but you feel like you’re walking around the entire world once you put these goggles on. And I said, do we have to use our glasses with these? And they said, Oh no, it automatically adjusts to your prescription and you can see perfectly. And I’m like, well that’s an interesting thing, right? You can imagine wearing something that is consistently automatically adjusting to what you need. Whether it’s hearing, whether it’s seeing, whether it’s giving you voice, text or being able to translate. I think those things are going to happen like you wouldn’t believe.” On Robots
“I am really looking forward to trying some new companion robots. Some of them get a little creepy and some don’t do well rolling around. There are some that are security oriented. Some are a little bit too childlike, in my mind. There’s some stationary ones that are very, very good. But I’d like to have something that moves with me – and they’ve got the suitcases that are doing it already. They’ve got other things, like Pepper. But can I get something that kind of moves around with me or helps me? I’ve got a brand new cat that, with artificial intelligence, really reads you, eyes open and closed, and reacts to you. I think the companion devices that can help reduce loneliness and make us a little bit safer and maybe help clean are great. We’ve had the Roombas, the robots that clean the floor for a long time. And now they’ve moved into a security robot that roams around at night and will call the police if anything comes up. But I’m looking for something that combines all of those together. And there’s some very recent ones that have come out that we may be trialing soon.”
___________________________ About Retirement Wisdom I help people design your retirement and take charge of your future. Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms. Join our Design Your Retirement small group coaching program starting in January. Groups start on January 20th and January 26th. Enrollment ends soon. Learn more here ____________________________ About Your Podcast Host Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.

The second half of life presents a crucial choice. Will you live in Crescendo – or it’s opposite Diminuendo? Cynthia Covey Haller joins us to discuss the new book she co-authored with her father, the late Stephen Covey – Live Life in Crescendo: Your Most Important Work Is Always Ahead of You. The 7 Habits of Highly Effective People by Stephen Covey is an international bestseller, with over 40 million copies sold. It’s principles have stood the test of time. Now, Covey’s eldest child brings his final work to life with a valuable mindset that can help you make the second half of life full of purpose, meaning and contribution.

Cynthia Covey Haller joins us from her home in Salt Lake City, Utah.

Bio

Cynthia Covey Haller is an author, teacher, speaker, and an active participant in her community. She has contributed to the writing of several books and articles, notably The 3rd  Alternative by Stephen R. Covey, The 7 Habits of Highly Effective Teens and The 6 Most Important Decisions You’ll Ever Make, both by Sean Covey. Cynthia has held multiple leadership positions in women’s organizations, served as a PTSA president, an organizer for refugee aid and food pantry volunteer, and she is currently working with her husband, Kameron, as a service volunteer helping with employment needs. She graduated from Brigham Young University and lives with her family in Salt Lake City, Utah.

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For More on Cynthia Covey Haller 

Live Life in Crescendo: Your Most Important Work Is Always Ahead of You

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Mentioned in This Podcast Episode

The 8th Habit

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Podcast Episodes You May Like

The Vintage Years – Dr. Francine Toder

The Second Curve of Life – Arthur C. Brooks

Breaking the Age Code – Dr. Becca Levy

How to Live a Values Based Life – Harry Kraemer

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Wise Quotes

On the Purpose of Living in Crescendo

“My mission is what his mission was for this book: to bring hope to people at any age and stage of life that they, despite past failures and successes, still have important things to accomplish and great contributions to make in life. And so we’re hoping to give hope and inspiration to people that you still have great things ahead of you. And despite what setbacks and challenges you’ve gone through, keep at it and recreate yourself. Do what you need to do to become the person you want to be.”

On Choices in the Second Half of Life

“And so the challenge in this book is to adopt a Crescendo Mentality, meaning that despite what you’ve done in the past, what are you going to do next? Are you going to live in Crescendo? Are you going to  keep contributing? Are you going to keep doing things in other areas? Even if you don’t hold a 9 to 5 job, what are you going to contribute? How do you keep living in Crescendo as opposed to living in Diminuendo, which means you basically are shutting down and getting ready to not give anymore – and what a state that is. So, one of the things that you need to do is find purpose while you age and while you live.”

On Contributing

“This was his personal mission statement: Live Life in Crescendo. And he adopted that because people were asking him – and second guessing –  why he was still working and still speaking. But he would say that there is no greater time than right now. [Look at] what people have in the second half of life. Just think about it. Here are some of the advantages. The truth is you have more time, more wisdom, more experience, probably more money, more resources, more networking, and more connections to offer than you ever have in your entire life. And so what are you going to lend that to? Someone who would retire and do very little when they’ve been running a company or they’ve been contributing, they’ve been responding to needs, and then they stop after that. What a waste of great talent and opportunity to bless others. My father always liked to quote, Dr. (Hans) Selye, who talked about eustress, and he said eustress is fundamental as we age. And he said we need that in our life, which is a purpose to get out of bed, a cause or something we’re involved in, so our our thoughts are occupied outside ourself rather than our ailments and things that we can’t do. We’re focusing on what contributions can I make. And a little stress in our life is good for us and motivates us to move and to get out and to contribute. And he would say don’t retire from making contributions…it causes a domino effect.”

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About Retirement Wisdom

Design Your Retirement and take charge of your future.

Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms

Join our Design Your Retirement small group coaching program starting in January. Groups start on January 20th and January 26th.

Enrollment ends soon.

Learn more here

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About Your Podcast Host

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.

Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.

Enrollment for the Design Your New Life in Retirement April Group is Open

Learn more

________________________ I’ve been discussing with my clients recently what they’d like to do more of and less of in this year. A common theme?  More fun. Sometimes our work persona can dull our sense of play and fun. Mike Rucker, PhD joins us to discuss his new book The Fun Habit: How the Pursuit of Joy and Wonder Can Change Your Life and how you can renew your sense of fun and retire happy. Mike Rucker joins us from North Carolina. _________________________

Bio

In no particular order, Mike Rucker is a: Author. Father. Husband. Organizational psychologist and behavioral scientist. Recovering entrepreneur. Fitness enthusiast with mechanical parts. VW Bus aficionado. Seeker. Traveler. Future astronaut. The story he tells in his book The Fun Habit starts in 2016 when the tools he knew as a student of positive psychology suddenly failed him during one of his life’s most difficult stretches. Finding himself unhappy, a bit lonely, and burnt out, he began to critically evaluate modern approaches to happiness. He quickly realized how much misinformation is out there about happiness. Years of research coalesced as The Fun Habit—an action-based approach that helps you critically examine your pursuit of happiness and make adjustments using evidence-based practices to invite more fun and joy in your life. Every story has many beginnings. A major commitment to fun as an intentional way of life came in 2007 when Mike announced the Live Life Love project, where he publicly committed himself to 25 years of documented self-development and self-discovery. After a long stint as an entrepreneur, he was heading back to Corporate America, and wanted to make sure that he continued to experience and contribute to this collaborative effort we all call “Life.” The rules of the project are straightforward. From 2007 to 2032, Mike has committed to interviewing two thought leaders each quarter, or 200 in total. He has also committed to experiencing something new each quarter by way of an interesting life event, activity, or trip, ensuring that by the end of 2032, he will have 100 unique experiences to relish when the project concludes. Finally, Mike has committed to contributing a year’s salary and a year’s work hours to charity. The project officially kicked off in 2007, but its spark was lit in 2005 when he took an early interest in peak performance and positive psychology. Through good fortune, he was introduced to an early mentor, Dr. Mike Gervais, and was also invited to be one of the first charter members of the International Positive Psychology Association. During this period, he was a sponge, soaking up knowledge from these emerging fields of psychology and using what he learned to personally thrive. So that’s how it started. How’s it going?  In 2020, he reached the project’s halfway point.  During all this, Mike also became a peer-reviewed and widely published author, including his new book The Fun Habit. For many years he served as the Health Tech expert for About, Inc’s Verywell Health. He is currently on sabbatical from being an executive for Active Wellness. Mike has been published in the academic journals International Journal of Workplace Health Management and Nutrition Research, and has been featured in The Wall Street Journal, Washington Post, Fast Company, Psychology Today, Forbes, Vox, Thrive Global, Mindful, mindbodygreen, and elsewhere. In all, he has earned five advanced degrees, including a Ph.D. in organizational psychology from the California School of Professional Psychology and an MBA from the University of Southern California. He’s a member of the American Psychological Association, International Positive Psychology Association, and an accredited member of the American College of Sports Medicine. Somewhere along the way, Mike also met his better half, Anna, and produced two tenacious kids while still finding some space for civic engagement and social contribution, resulting in various accolades, including a Certificate of Recognition from the California State Senate and a Congressional Commendation from the U.S. House of Representatives. Not bad for someone whose name first appeared on the Internet as the guy who swept the floors on Baywatch _____________________________ For More on Mike Rucker

The Fun Habit: How the Pursuit of Joy and Wonder Can Change Your Life

Website ______________________________ Podcast Episodes You May Like The Power of Fun – Catherine Price Happier Hour – Cassie Holmes, PhD Tiny Habits Can Lead to Big Changes – BJ Fogg The Joy of Movement – Kelly McGonigal ________________________________ Wise Quotes On Creating an Upward Spiral “… you realize that you have a lot more control than you initially thought about in how you engage in activities and once that starts to create this upward spiral. Because once you get playful about that again, if you’re going through some big change, like I mentioned, or going through divorce or I know for your listeners are thinking about retirement, which is a big change in itself, it can feel overwhelming. But you can go into these things realizing that you do have more control than you initially thought, especially if you’ve let your life get habituated, which so many of us have.” On Rethinking How We Spend Time 
“And so if we’re not deliberate about how we spend our time, we’re really giving all of our time away. And if we’re not deliberate about leisure, a lot of times we end the day with not enough vitality to do anything. And so it really requires a re-architecture of how we’re spending our time. Joe, I know that’s what you do with a lot of folks in your own practice. Look at those rhythms of life that kind of have gone astray and understand that it’s not a selfish act to take some time off the table for yourself. If you have that purview of you’re really doing stuff from a sense of duty, realize that enjoying a little bit of your week for yourself allows you to show up to be the best version of yourself when you are there for your loved ones.”  
On Learning from Children “..a little bit of original research that I did for the upcoming book, The Fun Habit was I went to children’s museums. I was really there for a different reason, but I got fascinated about how adults kind of lose the ability to play. And then I realized that the research I was doing was actually replicated. And there are good reasons for that. As adults, we really become linear in our thinking. We want to understand what is asked of us and then we do the thing, right? And that’s really unfortunate because that stifles creativity. And so what we can learn from kids is just watch how they play. They don’t need rules. There’s this concept in science that the map is not the territory. And where we get hung up as adults is we really need a map to explore the territory where the kids don’t care when they go to a playground, they just take it all in. Especially young kids like the awe and wonder they see in a new environment. And we’ve just lost that lust for life. And so if you can get in a playful mindset, and really act like a kid again, that reminds you of all of the curiosity and creativity you once had. And oftentimes that’s all it takes to really enjoy yourself again… It becomes magical for most people.” __________________________ About Your Podcast Host Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.
He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy. Learn more about how to retire smarter at retirementwisdom.com

Retire like your neighbor? Didn’t think so. Why not Design Your Retirement?

Group programs start January 20th | Early Bird Pricing ends December 31 | Learn more here

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What should be on your retirement planning list for the new year ahead?

Joe Allaria, CFP joins us to share his retirement planning insights.

We discuss:

  • What should be on your retirement planning checklist for the new year that you may not be thinking about
  • What the happiest retirees do that those who are less so didn’t do – or do as well
  • The biggest mistakes people make in retirement planning – and how can they be avoided
  • The implications of unretiring
  • The pros and cons of working longer
  • A key lesson learned about retirement planning

Joe Allaria, CFP joins us from Illinois.

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Bio

As a Partner and Wealth Advisor for CarsonAllaria Wealth Management, Joe’s primary responsibilities are to work directly with clients as the leader of their financial plan, while also creating and implementing the strategic vision for the firm. Joe brings an analytical, yet creative approach in finding solutions for our clients.

For his numerous articles, Joe has been featured in The Wall Street Journal, USA Today.com, Yahoo Finance, Nasdaq.com, and Investopedia. Joe is committed to educating his clients and the general public about the important issues surrounding financial planning and wealth management.

Joe earned his CERTIFIED FINANCIAL PLANNER™ designation in 2015. The CFP® marks identify those individuals who have met the rigorous experience and ethical requirements of the CFP Board, have successfully completed financial planning coursework and have passed the CFP® Certification Examination covering the following areas:  the financial planning process, risk management, investments, tax planning and management, retirement planning, and estate planning. Joe also holds a Life & Health Insurance License and a Series 65 Security License.

Joe was born and raised in Edwardsville, Illinois, where he graduated from high school and received a Division I football scholarship to Southern Illinois University Carbondale. There, he earned a Bachelor’s Degree in Marketing and met his wife, Jacki. Joe played football throughout his college career and was named a 1st Team ESPN Academic All-American, while also being honored as an SIU Top 25 Distinguished Senior, of which honorees are selected university-wide. He later earned an MBA from Southern Illinois University Edwardsville.

Joe, Jacki, and their two sons, Brooks and Bennett, enjoy living in the Edwardsville/Glen Carbon community. They enjoy traveling as a family, hiking in the Pacific Northwest, being outdoors, listening to and playing music, and spending time with family and friends.

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For More on Joe Allaria

CarsonAllaria Wealth Management

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Podcast Episodes You May Like

The Key Decisions for Retirement Success – Wade Pfau

The Vintage Years – Francine Toder

Are You Ready for The New Long Life? – Andrew Scott

Happier Hour – Cassie Holmes

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Browse all podcast conversations across five seasons here.

It’s a free retirement school.

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Wise Quotes

On Being Prepared

“…let’s just take an inventory, and you can keep doing your own thing, but someone should know what’s going on. And so for those that don’t want to hire an advisor because they handle it themselves, no problem. But you should have your own succession plan, so to speak – that’s what the experts, so-called experts tell us. As advisors, we should have a succession plan. If we get hit by the proverbial bus, our clients need to be taken care of. And Do It Yourself investors need to view that the same way. So the same goes here – get your estate documents in order, make sure your wills, your powers of attorney are in order. Have a plan for long-term care. If you go into a long-term care facility and you can’t manage your finances or your spouse goes in, it’s very expensive. Just think about all those potential things that could happen, especially if you’re trying to manage all this yourself.”

On Investing Time Wisely

“Some folks I’ve talked to, they don’t even like using the word retirement because it has this negative connotation that it’s all downhill from here. But just because we stop working, doing what you’ve done for the past 30 years, doesn’t mean you have to slow down. There’s still a lot of time to get stuff done. And I think the second thing that the happiest people do is they do not listen to the news, watch the news. They don’t open their stock app every day. They don’t pay attention to the media, the financial media. At least they don’t look at their accounts every day.”

On Assessing If You Can Retire Financially

“And the sad thing is, Joe, I’ve seen where people have come in, they have been stressed, they’ve been working away. Let’s say they’re 67, 68 years old and they just didn’t know they could retire. And we do a financial plan and we know they could have retired five years ago. But that’s typically the worst outcome – when people have worked longer than they really needed to in a job they really don’t like.”

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About Retirement Wisdom

This retirement podcast is about the non-financial side of preparing for retirement  – and living life on your own terms.

Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?

You’ll need another portfolio.

I help people create an active multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many, like me, it includes a new version of work – redefined on your own terms.

Schedule a call to see if a 1-on-1 program or a small group Designing Your New Life program can give you an edge in your next chapter.

Visit retirementwisdom.com for tools and resources to help you retire smarter.

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About Your Podcast Host

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.

Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.
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Intro and Outro voiceovers by Ross Huguet.

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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.

 

 

 

 

 

 

Wishing everyone Happy Holidays and a happy and healthy New Year.

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Retire like your neighbor? Not for you. Why not Design Your Retirement?

Group programs start January 20th | Early Bird Pricing ends December 31 | Learn more here

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Freedom is a wonderful thing. It gives you the space to do more, explore more and be yourself more. We were blessed with many great guests who shared their insights with us on my retirement podcast this year.

Here are some highlights from the very best podcast conversations of the year.

Click on the links below to listen to the full conversations:

 

Becca Levy – Breaking the Age Code

 

Richard Eisenberg – The Unretirement Life

 

Sylvia Ascarelli – Where to Retire

 

Matt Paxton – Keep the Memories, Lose the Stuff

 

Kate Schroeder – The Emotional Side of Retiring

 

John P. Weiss – An Artful Life

 

Marjorie Fox – Lifestyle and Financial Decisions As We Age

 

Arthur C. Brooks – The Second Curve of Life

 

Francine Toder – The Vintage Years

 

 Steve Lopez – Independence Day

 

Interested in more? Browse all conversations across five seasons here.

It’s a free retirement school.

_________________________

About Retirement Wisdom

This retirement podcast is about the non-financial side of preparing for retirement  – and living life on your own terms.

Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?

You’ll need another portfolio.

I help people create an active multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many, like me, it includes a new version of work – redefined on your own terms.

Schedule a call to see if a 1-on-1 program or a small group Designing Your New Life program can give you an edge in your next chapter.

Visit retirementwisdom.com for tools and resources to help you retire smarter.

__________________________

About Your Podcast Host

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.

Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.
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Intro and Outro voiceovers by Ross Huguet.