Podcasts Archive - Page 30 of 70 - Retirement Wisdom

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When I talk with new clients about their hopes for their retirement, many say “I just want to retire happy.” But when we explore what that means and what it will take to retire happy, it becomes clear that it’s quite different for everyone. For some, it seems that escaping from full-time work will do the trick. But for many people, it’s not that simple. Guests on my retirement podcast have offered useful insights on how you can indeed retire happy. And the answers may not be what you’re expecting.

Listen to the full conversations by clicking the links below:

Ready to ROAR? – Michael Clinton

Retire Happy – Dr. Catherine Sanderson

The Power of Fun – Catherine Price

The Keys to a Happy Retirement – Carol Colburn

Learning is a Lifetime Sport – Tom Vanderbilt

Happier Hour – Cassie Holmes, PhD

Why Settle for Happiness in Your Retirement? – Emily Esfahani Smith

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About Retirement Wisdom

Living well is the best revenge.

Design a Retirement Your Boss Will Envy.

Take charge of your future.

Schedule a call to find how how the Designing Your Life process (created by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms.

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About Your Podcast Host

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.

Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.

Enrollment for my Design Your New Life in Retirement April Group is Open – Learn more

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The SECURE 2.0 Act of 2022 brings sweeping changes to retirement savings plans, with benefits for people planning and investing for retirement – and for retirees as well. Pam Krueger, CEO of Wealthramp explains, and also offers her take on what you should be looking for – and looking out for – in a financial advisor.

Pam Krueger joins us from Northern California.

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Bio

Pam Krueger is a recognized investor advocate and award-winning personal finance journalist and author. She is the founder and CEO of Wealthramp, an advisor matching platform that connects consumers with rigorously vetted and qualified fee-only financial advisors. It is the only service that gives people full control over when and how they talk to their referred advisors.

Pam is also the creator & co-host of MoneyTrack and Friends Talk Money podcast. MoneyTrack aired on 250+ public stations on PBS from 2005-2019 and was funded by the Investor Protection Trust.

With more than 25 years in investor advocacy, Pam is one of the leading voices on financial literacy and financial empowerment. She’s been the recipient of two Gracie Awards for educating the public about personal investing and received the 2021 NAPFA Special Achievement Award for her work educating individuals about the value of fee-only financial advice.

Her perspectives on personal finance regularly appear in Marketwatch, Worth Magazine, PBS Next Avenue, and she is a frequent speaker on fiduciary financial advice. In addition, Pam is an active volunteer member of the Retirement Income Committee at the Defined Contribution Institutional Investment Association (DCIIA), a non-profit dedicated to enhancing the retirement security of America’s workers. She has also served on the California Jump$tart Coalition, an organization dedicated to increasing financial literacy among children and teens, where she created one of their most successful curricula available for K-12 teachers called, Investing Pays Off For Kids.

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For More on Pam Krueger

Wealthramp

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Podcast Episodes You May Like

The Unretirement Life – Richard Eisenberg

Lifestyle and Financial Decisions As We Age – Marjorie Fox, JD, CFP®

The Key Decisions for Retirement Success – Wade Pfau

Ways to Retire on Less – Harriet Edleson

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Wise Quotes

On The New Legislation

“The 155 pages of this legislation, that has been described as massive, helps retirement savers of all ages. I’m blown away because I look at this and I see that for the first time in a really long time, in my memory anyway, every stage of career is helped in some way by this legislation. It is passed. It is real. It’s happening. It’s going into effect. So, just look at some of the benefits and how it helps people overall, I see more ways to save, more ways to expand your savings and to do it in much smarter tax planning ways. Some of these laws allow us to save more like in a Roth environment versus just a traditional IRA or traditional 401k and allows you to put more away in a single year. So, there’s something here for everybody.”

 

On Why Humility is an Asset in a Financial Advisor

“So for me, humility is a huge X-factor because I had so many people coming to me from our show, and women many times, and they would say, Pam, I’m working with this advisor, I don’t even like him. He makes me feel so small, makes me feel like I’m so lucky if I get an answer. He talks way up here and speaks in jargon. That doesn’t fly. So Joe, when someone points me to a fiduciary-feeling advisor who looks on paper squeaky clean, I’m excited. And then I can tell, this is why I do the interviews with them. When they’re talking to me and if they’re making me feel that they just are really wanting to lecture, you know that you’re going to be entering into a relationship with an advisor who everybody thinks is the best thing since sliced bread. I can’t tell you how much people get mad at me, especially here in San Francisco. Why don’t I have this firm? Why don’t I have that firm? They’re so good. They’re so great. Well, because they know they’re so great and when they talk with their clients, they have a culture that really does feel like you will bask in the glow of my expertise and that is not a relationship that’s going to last. So it is a very big deal.”

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About Retirement Wisdom

Living well is the best revenge.

Design a Retirement Your Boss Will Envy.

Take charge of your future.

Schedule a call to find how how the Designing Your Life process (created by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms.

___________________________

About Your Podcast Host

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.

Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.

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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.

 

 

 

 

 

 

 

 

Enrollment for the Design Your New Life in Retirement April Group is Open

Learn more

________________________ There’s a trap many people discover when they transition to retirement: saying yes to0 soon or too often. The problem? Your hard-earned freedom can be squeezed by commitments to other people’s needs, not your true priorities. Natalie Lue discusses her new book The Joy of Saying No and the specific challenges faced by people pleasers. She’s found that there are five distinct types, and each one comes with it’s own challenges. What boundaries might be wise to set in 2023? Listen in to my conversation with Natalie Lue for sound advice. Natalie Lue joins us from Surrey, England. _________________________

Bio

Natalie is the author of  the hugely popular relationship and self-esteem blog, Baggage Reclaim (baggagereclaim.com) along with five books, including The Joy of Saying No (HarperCollins/Harper Horizon) and Mr Unavailable and the Fallback Girl. She also hosts The Baggage Reclaim Sessions podcast, which has over 3 million downloads. For nearly two decades, she’s shared the journey of her transition from toxic relationships to love, care, trust and respect. Her work has been mentioned and featured in the likes of The New York Times, Washington Post, NPR, BBC, The Sunday Times Magazine, and USA Today. _________________________ For More on Natalie Lue

The Joy of Saying No: A Simple Plan to Stop People Pleasing, Reclaim Boundaries, and Say Yes to the Life You Want 

Website _________________________ Is your bank account better prepared for retirement than you are? Take our free quiz and see how you can balance your retirement planning. _________________________ Podcast Episodes You May Enjoy Chatter & Your Inner Voice – Ethan Kross Everyday Vitality – Dr. Samantha Boardman Plays Well with Others – Eric Barker The Emotional Side of Retiring – Kate Schroeder __________________________ Wise Quotes On Why We Say Yes – When We Really Want to Say No “I think a lot of the time we say yes because we are on some level afraid of what will happen if we say no. And that might be a very conscious thought in that moment, but often it’s more of a feeling that we have that we just almost automatically respond to it by saying yes.We like to make people feel good, and that means different things to different people. But in that moment, even though we might already know, I really, really don’t want to do that, we make that person feel good by letting them believe that that’s what we want to do. We like that. We like being thought of as nice and helpful and as unselfish and good. And these prompt us to say one thing on the outside and have a totally different thing going on internally. I think it is a habit.” On Boundaries “I wrote this book because I genuinely had discovered the healing and transformative power of saying no and having boundaries. And I make a point of saying that because I think that people see boundaries as saying no and telling people what to do. And a big thing that I learned about having boundaries was boundaries are about being more of who you really are. Because then we’re operating from a place of integrity, authenticity, and honesty.” On Your People Pleaser Entourage “What people discover when they start saying no is that they possibly have a people pleaser entourage, certain people in their life who benefit from them not saying no. Celebrities sometimes have that group of hanger-ons. And even though they’re blowing all their money none of these hanger-ons point that out because they don’t want to stop the gravy train. So a lot of people pleasers discover there are certain people who are really reliant on you just going along with things and that can feel very uncomfortable initially. What they also discover though is that a lot of the things that they were nervous about saying no to aren’t really that big of a deal.” ___________________________ About Retirement Wisdom Living well is the best revenge. Design a Retirement Your Boss Will Envy. Take charge of your future. Schedule a call to find how how the Designing Your Life process (created by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms. __________________________ About Your Podcast Host Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.
   

Enrollment for the Design Your New Life in Retirement April Group is Open

Learn more

_________________________ Many people are planning on aging in place. But is aging in place an adequate strategy as your needs evolve? Lisa Cini believes you can think bigger and design your living space to enable you to be thriving in place. Leveraging emerging technology allows your living environment to adapt to you – instead of the other way around. Lisa Cini joins us from Columbus, Ohio. _________________________

Bio

Lisa M. Cini is known as the leading Alzheimer’s and long-term care design expert in the United States and has been widely recognized for her contributions in the field. Lisa continues to design award-winning spaces for seniors as Founder and CEO of Mosaic Design Studio, as well as design for the hospitality industry. Her clients have included the National Hockey League, the United States military, Brio Bravo restaurants, PGA Tour Country Clubs, and various hotels. Cini is the author of Boom: The Baby Boomers’ Guide to Preserving Your Freedom and Thriving as You Age in Place, The Future is Here: Senior Living Reimagined, and Hive: The Simple Guide to Multigenerational Living, How our Family Makes It Work. Lisa Cini has received over 37 awards, including 16 ASID Design awards and a Distinguished Service Medal for Outstanding Meritorious Service by the Governor of Indiana. A sought-after speaker, Lisa Cini has been featured on radio and CNN, CBS, FOX, and NBC. She also appeared on Today in America with Terry Bradshaw and is quoted frequently in The New York Times. __________________________ For More on Lisa Cini Website InfiniteLiving.org Documentary Series: Infinite Living Secrets of The Werner House __________________________ Podcast Episodes You May Like The Age Tech Revolution – Keren Etkin Where to Retire – Silvia Ascarelli Where Will You Live Next? – Ryan Frederick The Future You – Brian David Johnson ____________________________ Wise Quotes On Thriving in Place “A lot of people think of aging in place as staying in place, but it’s not thriving in place. And I think there’s a difference. I talk a lot about, and have looked at, technology. Our cars adjust to us. So, I’m 4-11, my husband’s thinks he’s six foot, but he is not. He’s like 5-9 or something like that. But our seats are very different. How my mirrors adjust to me, how my seat is heated or cooled. The passenger side has different adjustments where I can plug things in and it can help me control my speed, not to get too close to somebody, and even self-park. And we spend a lot less time in our cars than we do in our homes. Yet our homes, in general, don’t adjust to us, especially as we age. So when we’re talking about aging in place, we’re talking about thriving as we choose where we want to live. And that could be living part of the year in a different area. It could be you’re traveling around the country. It could be that you’re in senior living or you’re staying in your home that you bought when you’re in your twenties and you’ve been there your whole life. So the point is, how do we get that environment to adjust to us, to allow us to feel safe and free and have confidence as we age?” On Technology
“There’s a lot of technology that we use every day that people don’t think is technology. Like my glass is  technology. Hearing aids are technology. A pacemaker is technology. A glucose monitor that’s on nonstop 14 days at a time is technology. Being able to monitor ourselves, Like you can do with an Aura ring or the Fitbit or even your phones. Hearing aids really can monitor your health very, very well. With data mining, you can predict a stroke or a heart attack about five days before it’s gonna happen. You can see that sleep patterns are interrupted and someone might be able to help you avoid that or having your medications all screwed up. So all those preemptive things are going to be a huge thing. And wearables will probably move more into clothing or something that we have that we put on all the time. So it’s interesting, there’s a place called Dream Scape that is a virtual reality movie theater. And you go and you’re literally in a room about 15 by 15, but you feel like you’re walking around the entire world once you put these goggles on. And I said, do we have to use our glasses with these? And they said, Oh no, it automatically adjusts to your prescription and you can see perfectly. And I’m like, well that’s an interesting thing, right? You can imagine wearing something that is consistently automatically adjusting to what you need. Whether it’s hearing, whether it’s seeing, whether it’s giving you voice, text or being able to translate. I think those things are going to happen like you wouldn’t believe.” On Robots
“I am really looking forward to trying some new companion robots. Some of them get a little creepy and some don’t do well rolling around. There are some that are security oriented. Some are a little bit too childlike, in my mind. There’s some stationary ones that are very, very good. But I’d like to have something that moves with me – and they’ve got the suitcases that are doing it already. They’ve got other things, like Pepper. But can I get something that kind of moves around with me or helps me? I’ve got a brand new cat that, with artificial intelligence, really reads you, eyes open and closed, and reacts to you. I think the companion devices that can help reduce loneliness and make us a little bit safer and maybe help clean are great. We’ve had the Roombas, the robots that clean the floor for a long time. And now they’ve moved into a security robot that roams around at night and will call the police if anything comes up. But I’m looking for something that combines all of those together. And there’s some very recent ones that have come out that we may be trialing soon.”
___________________________ About Retirement Wisdom I help people design your retirement and take charge of your future. Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms. Join our Design Your Retirement small group coaching program starting in January. Groups start on January 20th and January 26th. Enrollment ends soon. Learn more here ____________________________ About Your Podcast Host Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.

The second half of life presents a crucial choice. Will you live in Crescendo – or it’s opposite Diminuendo? Cynthia Covey Haller joins us to discuss the new book she co-authored with her father, the late Stephen Covey – Live Life in Crescendo: Your Most Important Work Is Always Ahead of You. The 7 Habits of Highly Effective People by Stephen Covey is an international bestseller, with over 40 million copies sold. It’s principles have stood the test of time. Now, Covey’s eldest child brings his final work to life with a valuable mindset that can help you make the second half of life full of purpose, meaning and contribution.

Cynthia Covey Haller joins us from her home in Salt Lake City, Utah.

Bio

Cynthia Covey Haller is an author, teacher, speaker, and an active participant in her community. She has contributed to the writing of several books and articles, notably The 3rd  Alternative by Stephen R. Covey, The 7 Habits of Highly Effective Teens and The 6 Most Important Decisions You’ll Ever Make, both by Sean Covey. Cynthia has held multiple leadership positions in women’s organizations, served as a PTSA president, an organizer for refugee aid and food pantry volunteer, and she is currently working with her husband, Kameron, as a service volunteer helping with employment needs. She graduated from Brigham Young University and lives with her family in Salt Lake City, Utah.

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For More on Cynthia Covey Haller 

Live Life in Crescendo: Your Most Important Work Is Always Ahead of You

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Mentioned in This Podcast Episode

The 8th Habit

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Podcast Episodes You May Like

The Vintage Years – Dr. Francine Toder

The Second Curve of Life – Arthur C. Brooks

Breaking the Age Code – Dr. Becca Levy

How to Live a Values Based Life – Harry Kraemer

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Wise Quotes

On the Purpose of Living in Crescendo

“My mission is what his mission was for this book: to bring hope to people at any age and stage of life that they, despite past failures and successes, still have important things to accomplish and great contributions to make in life. And so we’re hoping to give hope and inspiration to people that you still have great things ahead of you. And despite what setbacks and challenges you’ve gone through, keep at it and recreate yourself. Do what you need to do to become the person you want to be.”

On Choices in the Second Half of Life

“And so the challenge in this book is to adopt a Crescendo Mentality, meaning that despite what you’ve done in the past, what are you going to do next? Are you going to live in Crescendo? Are you going to  keep contributing? Are you going to keep doing things in other areas? Even if you don’t hold a 9 to 5 job, what are you going to contribute? How do you keep living in Crescendo as opposed to living in Diminuendo, which means you basically are shutting down and getting ready to not give anymore – and what a state that is. So, one of the things that you need to do is find purpose while you age and while you live.”

On Contributing

“This was his personal mission statement: Live Life in Crescendo. And he adopted that because people were asking him – and second guessing –  why he was still working and still speaking. But he would say that there is no greater time than right now. [Look at] what people have in the second half of life. Just think about it. Here are some of the advantages. The truth is you have more time, more wisdom, more experience, probably more money, more resources, more networking, and more connections to offer than you ever have in your entire life. And so what are you going to lend that to? Someone who would retire and do very little when they’ve been running a company or they’ve been contributing, they’ve been responding to needs, and then they stop after that. What a waste of great talent and opportunity to bless others. My father always liked to quote, Dr. (Hans) Selye, who talked about eustress, and he said eustress is fundamental as we age. And he said we need that in our life, which is a purpose to get out of bed, a cause or something we’re involved in, so our our thoughts are occupied outside ourself rather than our ailments and things that we can’t do. We’re focusing on what contributions can I make. And a little stress in our life is good for us and motivates us to move and to get out and to contribute. And he would say don’t retire from making contributions…it causes a domino effect.”

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About Retirement Wisdom

Design Your Retirement and take charge of your future.

Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms

Join our Design Your Retirement small group coaching program starting in January. Groups start on January 20th and January 26th.

Enrollment ends soon.

Learn more here

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About Your Podcast Host

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.

Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.