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Practices for Brain Health – Dr. Krystal Culler

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Retirement Wisdom · Mar 8, 2021 ·

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How do you maintain cognitive health as you age? Our guest today is Dr. Krystal Culler and she shares a range of useful practices for brain health and staying sharp.

We discuss with Dr. Culler:

How she became interested in Gerontology and Health & Wellness
How she defines brain health
The misconceptions she sees people having about brain health
The relative importance of lifestyle factors versus genetics in cognitive health
What people should do to foster brain health
The role habits play in cognitive health
What we should know about neuroplasticity and lifelong learning
A book that’s had a big impact on her
Where people should start in cultivating better brain health

Dr. Culler joins us from Ohio.

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Bio

Dr. Krystal Culler is a Doctor of Behavioral Health with a background in the behavioral sciences (psychology of aging, gerontology, and sociology). She is a Senior Atlantic Fellow with the Global Brain Health Institute, where she was the first scholar from the United States to complete her residency training at Trinity College Dublin, Ireland on dementia prevention and the social determinants of brain health. She has an unwavering commitment to promote brain health equity to individuals of all ages and the communities she serves.

Dr. Culler is the Founder & Creative Director of the Virtual Brain Health Center. Krystal has spent nearly 5 years in Executive-level positions with health non-profit organizations and has 15 years of experience working with individuals with brain health concerns, their families, and advocacy organizations.

Under her leadership, the centers have received 4 international and national awards from leading organizations in the aging care sector for innovation in brain health programming and community impact including honors from the International Council on Active Aging, Mather Lifeways Institute on Aging, the American Society on Aging and the Southern Gerontological Society on Aging.

Additionally, she has been recognized through the receipt of 4 personal leadership awards for her contributions to the field including the Global Brain Health Leaders Award (2019) from the Alzheimer’s Association, Alzheimer’s Society, and Global Brain Health Institute, and Crain’s Cleveland Business 40 Under Forty (2017).

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Wise Quotes

On Lifestyle versus Genetic Factors

“One of the most fascinating things about our field is how fast things are growing. So usually we were saying it is about 70% lifestyle and 10% genetics. And Dr. Sanjay Gupta’s new book was just released early this year. And the research is actually slanting a little bit more where now 90% of our lifestyle is in our hands and it’s 10% genetics. So I like to think that’s really empowering for us to know that there are variables that we are able to control own [rather than] inherit, but for the most part, there are many things that we are able to manage and think about in a mindful way to move us forward on our personal brain health and wellness journey, all across our lives.”

On How to Cultivate Brain Health

“We have different reports that have come out over the years that pinpoint about 15 different factors. And the Lancet report shows that when we look at these different lifestyle factors and we talk about dementia, risk reduction across the world, we can prevent about 40% of those cases. And what we tend to think about kind of categorizing these factors. If we were to think about them in terms of your brain, your body, and your environment with your brain, you want as much education as early in life as you can. You want to stay stimulated, protect your brain, minimize stress or ongoing chronic stress sleep well, minimize depression, or if you’re having a low mood and it’s ongoing, reach out for help. And monitor your hearing loss and protect your ears from loud noises and exposure. And if you’re thinking about it, your brain moves down to your body.”

On Neuroplasticity

“I like to think most people should know that neuroplasticity is our brain’s ability to adapt and change. And it’s been one of the largest myths of aging that, that is solely reserved for young children and the youth. Neuroplasticity occurs all throughout our life, really up until we are no longer here. Do we have the ability to grow and build new neurons? It’s an ongoing process for us. So we are not stuck with the brains we have. I feel that we are very lucky for this ability for us as humans, we’re constantly reorganizing information throughout our lives so we can make new connections, adjustments, and changes. So if we’re really thinking about lifelong learning and we are seeking out high-quality, lifelong learning programs, you’re looking for three core principles. You want something that’s new, something that’s novel, and something that’s an appropriate level of challenge for you. I know that might sound counterintuitive, but it is because all of us are so different. So we want to engage in tasks and exercises, where we were to visualize a ramp and we’re at the bottom. We have to keep climbing that ramp all throughout our lives and so tasks that we may have enjoyed when we were younger and that we can revisit and do eat more easily, serve a purpose that may help us relax or unwind. So if you play music, that is fantastic. You may want to try a new instrument to really stretch your brain. If you like to crochet or knit, it would be a new pattern or trying a completely different medium, sand the same thing for artists. It would be trying something outside of your wheelhouse. And you’ve got to just keep pushing that ball up the ramp. Basically, if you were going for a physical workout, you’re trying to make your own brain sweat. And so that ramp for all of us is very individualized because we have been exposed and engaged to many different things, but being a lifelong learner is really what it sounds like. We can do it through formal opportunities or informal opportunities, but we want to just keep making our brains stretch and sweat so they’re more flexible. And we can engage in neuro-plasticity throughout our lives.”

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For More on Dr. Krystal Culler

Website

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Podcast Episodes You May Be Interested In

Successful Aging – Daniel Levitin

Can You Grow Younger? – Marta Zaraska

How Can You Be Better with Age? – Alan Castel

Is Working Into Retirement Good for Your Brain? – Dawn Carr

Tiny Habits Can Lead to Big Changes – BJ Fogg

The Mind-Body Connection and The Rabbit Effect – Kelli Harding

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About Retirement Wisdom

We hope you enjoy this retirement podcast.

We help people who are retiring but aren’t done yet, discover what’s next.

A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.

We help you design the life and/or the second career you want.

Schedule a call today to discuss how we can help you.

_________________________

Explore retirementwisdom.com

Retirement Wisdom · Mar 1, 2021 ·

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About 5% of older adults live in retirement communities in the United States. What’s life like behind the gates of retirement communities? Filmmaker Lance Oppenheim looks at life in The Villages, a retirement community in Florida with 130,000 residents, in his new documentary Some Kind of Heaven.

We discuss:

How he came up with the idea for the film
How he selected the four main characters
The arc of the stories that unfolded in the documentary
His thoughts on what the film says about aging in America today
The lessons younger generations can take away from the film
The level of intergenerational relationships he observed
One of his earlier short films – The Happiest Guy in the World
What’s next for him

Lance Oppenheim joins us from Los Angeles.

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Bio

Lance Oppenheim is a filmmaker from South Florida.

Lance was a 2019 Sundance Ignite Fellow, named one of Filmmaker Magazine’s “25 New Faces of Independent Film 2019,” and is the youngest contributor to The New York Times Op-Docs. He was featured on Variety’s “Power of Young Hollywood” list in 2020.

He graduated from Harvard University’s Visual and Environmental Studies program in 2019.

His first feature, SOME KIND OF HEAVEN, premiered at the 2020 Sundance Film Festival. The film was produced by Darren Aronofsky, The New York Times (the paper’s first feature film production), and the Los Angeles Media Fund. It will be distributed by Magnolia Pictures in 2021.

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Wise Quotes

On Grower Older

“…when you’re in a world like The Villages that does have this radiant optimism – and sometimes it does feel a little bit manufactured – this kind of artificial construction, the way people were spending their time. I very much connected and empathized with the stories of folks who found themselves at odds with the ethos of the community. And I found that to be relatable if you’re in a place where everyone is having the best time of their lives and you’re not having the best time of your life, but you’re constantly being told that you need to be having the best time of your life.

And you have this ticking clock in the back of your head, that’s telling you ‘I only have maybe 20, 30, more years of life to live’ that will do something to you. And that’s a really distressing and stressful and confusing feeling. And that was something ultimately that I wanted to make a film about. It was not a movie that was more concerned with statistics or information. I wanted to make something that was far more expressive about this kind of existential condition that I was interested in and saw quite a bit of throughout my time there.”

On What Attracts People to Retirement Communities

“I think we all have our own ways of living inside of bubbles, whether it be people my age [or older adults]. I live in a total bubble in many different ways. The people I spend my time with, the articles I read online, the things I do in my digital life is not dissimilar from the ways in which residents of The Villages choose to unplug – and live in a place where everyone has more or less imaginative beliefs, ideas and ways of living. I think I also relate to and I understand why it’s so wildly popular. There really aren’t a lot of places like The Villages that exist that do give you that many opportunities to just kind of find yourself again and be whoever you want to be.”

On Intergenerational Relationships

“We haven’t figured out how to more naturally allow for these kinds of relationships to blossom between those who are younger and those who are older. It’s a shame that I think in some ways, the reason that we have places like The Villages, and the reason why they’re so popular, is because we don’t have any alternatives where elderly folks can go where they don’t feel invisible. I think that was a common theme that I was hearing from so many people who felt like they were no longer interested in appearing invisible to people who had more or less ageist viewpoints on who they were. So it’s a shame. And it’s obvious there are some very interesting kinds of phenomenons that are happening now. And I’ve heard about experiments, social experiments, where college campuses are creating little spaces now for elderly residents and to try and foster those kinds of intergenerational relationships. And I think that’s really fascinating. And I would be curious to see how that works.”

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For More on Lance Oppenheim & Some Kind Of Heaven

Lance Oppenheim’s Website

Some Kind of Heaven Website

Some Kind of Heaven Trailer

The Happiest Guy in the World (10-minute short film – The New York Times Op-Docs)

Heaven on Earth? A New Documentary Looks at Life in The Villages – Next Avenue

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Podcast Episodes You May Like

Are You Ready for The New Long Life? – Andrew Scott

What Can You Do to Age Better? – Anna Dixon

With the Freedom to Retire, Where Will You Plant Your New Tree? – Don Ezra

Are You in the Driver’s Seat? – Cindy Cox-Roman

Retirement Planning Includes Getting Good at Getting Older – Rabbi Laura Geller

What Do You Really Want to Do?- Melissa Davey

Do Your Retirement Strategies Account for 6 Stages & Community? – Ted Carr

Can You Grow Younger? – Marta Zaraska

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About Retirement Wisdom

We help people who are retiring from their primary career – and aren’t done yet – discover what’s next.

A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.

Schedule a call today to discuss how we can help you make yours great.

______________________________________

Explore retirementwisdom.com

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Retirement Wisdom · Feb 23, 2021 ·

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It’s been a year since the pandemic began. How have your networking relationships evolved? Is it time to rethink how you approach networking? Our guest is J. Kelly Hoey, the author of Build Your Dream Network, and she encourages people to think of networking differently. It’s not about networking events, it’s about cultivating the right relationships. If you’re looking to build a second career, Kelly Hoey’s networking tips will change your mindset and your approach to networking.

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We discuss:

Her journey from a legal career in Toronto and New York to what she’s doing today
How economic downturns created opportunities
How we should think differently about networking – beyond networking events
The most important word to remember about networking
Where specificity can give you an edge
The Do’s & Don’ts of networking approaches – from the receiver’s point of view
The advantages introverts bring to networking that they may not realize
How she thinks of the social media platforms she uses
What can be learned from networking in the pandemic
How to leverage your network in creating a second career

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Bio

Kelly Hoey is obsessed with changing the way we understand and approach networking. She’s the author of Build Your Dream Network: Forging Powerful Connections In A Hyper-Connected World (Tarcher Perigee/Penguin Random House), a modern, practical guide to the necessary (and frequently dreaded) task of networking.

Kelly has worked with top companies, brands and conferences. She’s appeared on CNBC’s Power Pitch, co-created and moderated the “Meet The Innovators” speaker series at Apple, and contributed to publications such as The New York Times, Forbes.com, Fast Company, and Inc. Kelly’s insights have been featured in Real Simple, Working Mother, Good Morning America, AARP, Vogue.com, Brit & Co, The Muse, Wall Street Journal, Financial Times, CBC Radio, Monster.com, AARP, The Ladders, Parade, Business Insider and many more, as an authority on networking.

A former attorney and active participant in New York’s startup community, Kelly has been lauded from Forbes (“1 of 5 Women Changing the World of VC/Entrepreneurship”) to Fast Company (“1 of the 25 Smartest Women On Twitter”) to Business Insider (“1 of the 100 Most Influential Tech Women On Twitter”) and Inc. (“1 of the 10 Most Well-Connected People in New York City’s Startup Scene”). EBW 2020 included her on their list of the “100 Most Influential Global Leaders Empowering Women Worldwide”.

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Wise Quotes

On Why It’s Not About Networking Events

“I think what people need to think about networking is you need to ditch the schmooze. You need to ditch the notion. When you need something like a job lead or a career lead, you need to think about it more in the sense of How do I interact with people every day? And well before the events of 2020, things we were doing every day – we’re texting and tweeting and maybe posting on Facebook, maybe we’re sending a birthday note or an anniversary wish. All that is part of your networking arsenal if you’re someone who has been or had been in the workforce a long time. When I think about your networking, how have you shown up every day for your colleagues and co-workers? Were you a good mentor? Were you someone who was a good project manager? All of those activities to me are part of our networking reputation – and network building – that we have done throughout our lives. So for the listeners who may be thinking about a change or some evolution in their career, this is where I’d say sit back and think about how you’ve been showing up for your network every single day.”

On Generosity

“Well, I think there’s this underlying notion with networking: Give before you get. And I think there is this notion that people hold on with sort of an outdated version of networking reciprocity you feel as transactional in the sense of, Oh, Joe has made an introduction for me. I must make an introduction for him. And that’s sort of a very linear way of thinking – rather than thinking about networking in a much more kind of bigger picture than a one-off situation. And so generosity for me is how we respect people. It is how we show other people we are grateful for what they’ve done for us. It is how we can extend our thanks. It’s how we can create a stronger relationship.”

On Wide or Deep Networks

“Women’s networks have been more narrow and deep in the sense of it might not be as big, but there’s a greater depth in terms of the investment of time that women have spent getting to know people. And what you’ve seen over the course of the pandemic is that the women’s networks, the narrow deep ones, have been what we’ve really needed in terms of people to turn to, to help us with the stress and the strain and shoulder the worries. And where we’ve actually seen decreases in networks has been in those sort of shallower [ones], the relationships with less depth.

And so a lot of men have experienced network shrinkage because of those more casual relationships. We haven’t had the environment to reinforce those. So it kind of behooves all of us going forward to really think about that dynamic – and how and where you’re finding ways to nurture and grow both of those types of networks. Because you need both of those to have a strong network. You need both of those types of dynamics to have the right sort of composition of people around your career, your ambitions, your career transitions and your dreams.”

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For More on Kelly Hoey

Kelly’s book: Build Your Dream Network: Forging Powerful Relationships in a Hyper-Connected World

Kelly can be found (frequently) online:

Website: https://jkellyhoey.co/
BYDN Podcast: https://apple.co/2klTSGM
BYDN Course + Community: https://www.buildyourdreamnetwork.com
Twitter: https://twitter.com/jkhoey
Clubhouse: @jkhoey
LinkedIn: https://www.linkedin.com/in/kellyhoey/
Instagram: https://www.instagram.com/jkellyhoey/

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Podcast Episodes You Might Like

How to Future Proof Your Career – Jeff Gothelf

How to Build a Portfolio Career – Kate Schaefers

Design Your Life and Get Unstuck – Dave Evans

How to Build a Non-Profit Encore Career – Betsy Werley

A Second Act after The Law – Mark Shaiken

Navigating An Unexpected Career Change – Maggie Craddock

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About Retirement Wisdom

We help people who are retiring from their primary career – and aren’t done yet – discover what’s next.

A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.

Schedule a call today to discuss how we can help you make yours great.

______________________________________

Explore retirementwisdom.com

Retirement Wisdom · Feb 15, 2021 ·

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Is it time to discover What’s Next after your primary career comes to an end?

Is there something you always wanted to do?

Is there a problem or challenge that your skills and experience could help solve?

Is there something calling you?

This mini-episode of our retirement podcast highlights three stories of people who are making a difference – in new ways.

Cynthia Barnett found her career in education coming to an end prematurely. She spotted an important problem. Girls were not entering educational pathways that would prepare them for careers in high-growth fields in science, technology, engineering, and math. Deciding that she was retired, but not done yet, she dove in and created an award-winning program to inspire young women to consider and prepare for STEM careers.

Melissa Davey was an executive in health care when a chance encounter led her to conversations that inspired her to retire – and follow her dream to become a filmmaker.

Steve Javie was at the top of his game as an NBA referee when a chronic injury curtailed his career. A period of intensive self-reflection, conversations, and discernment lead him to become an ordained Deacon.

Their experiences underscore how valuable an open-mind can be.

What could you discover?

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Listen to our full conversations – and their advice:

Retired, But Not Done Yet – Dr. Cynthia Barnett

What Do You Really Want to Do?- Melissa Davey

From the NBA Hardwood to the Altar – Steve Javie

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You May Also Be Interested In:

Design Your Life and Get Unstuck – Dave Evans

How to Build a Portfolio Career – Kate Schaefers

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Interested in designing a second-act career that’s right for you?

Check out our one-on-one coaching program based on the principles of Design Thinking.

Schedule a free call to learn more about our new upcoming six-week Group Coaching program starting in March.

Retirement Wisdom · Feb 4, 2021 ·

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What are the keys to happiness in retirement? It goes beyond financial security. And if you want to retire happy, what should you focus on? Our guest today is Dr. Barbara O’Neill, author of Flipping the Switch: Your Guide to Happiness and Financial Security in Later Life. Although she is not a fan of the word retirement, she’s researched what it takes to make one of life’s transitions and retire happy.

I discuss with Dr. O’Neill:

The story of her next chapter (so far) after leaving Rutgers University
How the pandemic will impact retirement, short-term and longer-term
What areas people are the most – and least – prepared for in later life
Why she doesn’t like the R-word – and what she prefers to use instead
Why letting go and looking forward are both important – and how they can be challenging in life’s transitions
What she thinks are some of the most challenging switches to flip
What she’s learned in navigating her own life transition
Her alternative approach to FIRE (FIND)
When people should begin to start planning for life after full-time work

She joins us from Florida.

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Bio

Barbara O’Neill, Ph.D, CFP®, CRPC®, AFC, CHC, CFEd, CFCS, CPFFE, is the author of Flipping the Switch: Your Guide to Happiness and Financial Security in Later Life.

As the owner/CEO of Money Talk: Financial Planning Seminars and Publications, Dr. Barbara O’Neill, CFP®, AFC®, CRPC®, writes, speaks, and reviews content about personal finance. A Distinguished Professor Emeritus at Rutgers University, after 41 years of service as a Rutgers Cooperative Extension educator and personal finance specialist, Dr. O’Neill has written over 160 articles for academic publications and received more than 35 national awards and over $1.2 million in grants to support her financial education programs and research.

Employed by Rutgers since 1978, she provided national leadership for the Cooperative Extension programs Investing For Your Future and Small Steps to Health and Wealth™ for over a decade. Part of her work time is bought out to provide personal finance training for military family service professionals (for the eXtension Military Families Learning Network) and for New Jersey financial educators as part of a state Department of Education contract.

She is also the author of two trade books, Saving On a Shoestring and Investing On A Shoestring, and co-author of Money Talk: A Financial Guide for Women.

She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). She also holds the CFCS (certified in family and consumer sciences) and CPFEE (certified personal and family finance educator) credentials from the American Association of Family & Consumer Sciences (AAFCS).

Dr. O’Neill received her Ph.D. in family financial management from Virginia Tech, a master’s degree in consumer economics from Cornell University, and a bachelor’s degree in home economics education from the State University of New York (SUNY) at Oneonta. She has received over three dozen awards for personal or program excellence, including a 2016 AAFCS Distinguished Service Award, and over $1 million in grants and contract funding to support her financial education programs and research. In 2003, she served as president of the Association for Financial Counseling and Planning Education (AFCPE).

From 1996-2000, Dr. O’Neill directed the five-year MONEY 2000™ Cooperative Extension savings and debt reduction campaign in the 1990s that resulted in over $20 million of documented economic impact nationwide. In addition, she has delivered almost 300 national/regional conference presentations throughout her career and over 70 webinars for eXtension, AAFCS, and other professional organizations. In addition to being an AAFCS board member from 2016-2019, she serves as Academic Editor of the Financial Planning Association’s Journal of Financial Planning. Dr. O’Neill is an avid Twitter user and tweets personal finance information and research findings using the handle @moneytalk1.

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Wise Quotes

On FIND (Financial Independence New Directions) versus FIRE

“Well, FIRE is fine – Financial Independence Retire Early. And the biggest proponents of that are people who are trying to exit the workforce in their early forties and mid-forties. And it’s gotten a lot of attention. I actually watched that documentary film that was produced a few years ago, called Playing With Fire. All I can think of is: [if] you exit the workforce at 40 or 50, you’re going to have all those same Flip Switches that I wrote about in my book that people often face when they’re a bit older. And I’m thinking: What are you going to do with the next 50, possibly 60 years of your life, if you truly use the word retire or you really ‘kind of’ retire? And in fact, many of the leading proponents of FIRE are people who have just transitioned to self-employment pretty much like I have. So I just think FIND as a whole better acronym because it’s Financial Independence New Directions – and you get to choose those directions.”

On Abrupt Transitions

“When you’ve been in a career pattern, let’s say for…40 years. And then all of a sudden, you’re not. It’s kind of like jumping off a cliff – and you’re going to this unknown place. Whether you call it retirement or you call it leaving Rutgers or whatever it is, it’s a different place than you had before. So anything that’s new and uncertain can often be stressful… and that’s like anything in life. I think also as you leave a career and you’re in the later stages of your life, you’re also thinking about mortality [and] possibly thinking about doing things for the last time. Have I gone to Broadway in New York City for the last time? I don’t know the answer to that question I may have. So you think about those things.”

On Creating a New Structure

“… I found, when I was researching the book, there’s that whole concept of having some big rocks in your day. If you remember the Stephen Covey analogy, you put the big rocks into the jar first, and then you kind of put the sand in the small rocks around it. Well, what works out pretty well for people when they’re trying to structure their days in later life is to have some big rocks. And again, it doesn’t have to be work. It could be volunteer work, it could be caregiving for grandchildren. It can be whatever brings you joy and happiness, but it’s also something that’s going to take a lot of your time. Because I wrote in the book that when you leave a full-time job, you’ve got to fill that 2,500 hours a year. That’s a lot of hours to fill and having some things that you really enjoy doing that can kind of anchor your days will be really important.”

On Other People’s Social Clocks

“…People have this tendency to impose what researchers call a Social Clock on other people. And a Social Clock is a perception of what people should do at a certain age. So people will talk to maybe a son and daughter-in-law who were married and maybe they’re in their early thirties. And it’s like, Well, when are you going to give me your grandchild?’ They’re imposing their Social Clock on their children and that’s not right. And neither is saying to somebody at a certain age, Well, when are you going to retire? or How come you haven’t retired yet?”

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For More on Dr. Barbara O’Neill

Get Flipping the Switch: Your Guide to Happiness and Financial Security in Later Life

Follow on Twitter: @moneytalk1

Website

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Mentioned in This Episode

Stephen Covey’s Big Rocks (Highly recommend – I’ve used this for years … very helpful)

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Podcast Episodes You May Like

Successful Aging – Daniel Levitin

Are You Living Gratefully? – Kristi Nelson

Are You Ready for The New Long Life? – Andrew Scott

Advice for Successful Career Women Transitioning to Retirement – Helen Dennis

The Skill Set for Life’s Transitions – Bruce Feiler

If You Love Your Work, What Challenges Will You Face in Retirement? – Michelle Pannor Silver

How Life Hacks Can Help Make Your Retirement the Best Time of Your Life – Sam Horn

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About Retirement Wisdom

We hope you enjoy this retirement podcast.

We help people who are retiring but aren’t done yet, discover what’s next.

A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.

We help you design the life and/or the second career you want.

Schedule a call today to discuss how we can help you.

_________________________

Explore retirementwisdom.com

Practices for Brain Health – Dr. Krystal Culler

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Why Are So Many Men Bad at Retirement? – Dawn Fallik

Mastering Your Transition to Retirement

The Benefits of a New Challenge – Joe Simonetta

Practicing Retirement STILL – Mary Jo Hoffman

How Not to Age – Dr. Michael Greger

On My Way Back to You – Sarah Cart

Live Better Longer – Maddy Dychtwald