Podcasts Archive - Page 45 of 71 - Retirement Wisdom

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You leave many things behind when you head off to retirement. But some surprising things tag along, including stress. And there will be new stressors to deal with in your new life. Psychiatrist Dr. Samantha Boardman, author of Everyday Vitality: Turning Stress into Strength, shares her insights from scientific research in positive psychology and her clinical experience, on how you can bolster your vitality and enhance your well-being.

We discuss:

  • Why she went went back to school to become a positive psychiatrist
  • How she defines Vitality
  • How two types of people – Teflon and Velcro –  react to stress
  • Emodiversity
  • Why old dogs can indeed learn new tricks
  • How you can create Uplifts in your day
  • The stories we tell ourselves – and the power of a new narrative
  • The benefits of expanding your horizons
  • How discomfort gives us valuable data
  • Why you should want some “desirable difficulty” in your life
  • Steps to have more Everyday Vitality

Dr. Boardman joins us from New York.

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Bio

Dr. Samantha Boardman is Clinical Instructor in Psychiatry and Attending Psychiatrist at Weill Cornell Medical College. She is also the founder of PositivePrescription.com, a website that combines her training from medical school and psychiatry with her work and training in the field of positive psychology. Her weekly newsletter, the popular Weekly Dose, shares actionable, productive and digestible advice with her devoted readers.  Samantha received her B.A. from Harvard University, an M.A. in Applied Positive Psychology from the University of Pennsylvania, and a Medical Degree from Cornell University Medical College where she was awarded the Oskar Diethelm Prize for Excellence in Psychiatry. Dr. Boardman has published papers in journals including Translational Neuroscience, The American Journal of Psychiatry and The Journal of Clinical Psychiatry.

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For More on Dr. Samantha Boardman

Everyday Vitality: Turning Stress into Strength 

Website

Newsletter: The Weekly Dose

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Podcast Episodes You May Like

The Mind-Body Connection and The Rabbit Effect – Kelli Harding

Chatter & Your Inner Voice – Ethan Kross

Retire Happy – Dr. Catherine Sanderson

How to Live a Values Based Life – Harry Kraemer

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Wise Quotes

On Becoming

“We get so stuck in this idea of who we are and the story we tell about ourselves. I am a morning person. I don’t watch football. I can’t stand this. And often, it’s really preferences people have or habits about who they are. I think it’s Dan Ariely, who spoke about how we’re all sort of in the process of becoming. We can all look back and see how much we’ve changed, but we have such a hard time imagining how much we will change moving forward. And we’re all in the process of becoming – no matter what age we are.”

On Noticing

“Her advice was always look for three things every day that are different about your partner. Notice how different they look in that shirt. Notice the way that they are maybe doing something different. Notice when they tell you something. Maybe it’s something they’ve never told you before. Prime yourself to be noticing nuance. This is the essence of mindfulness. It’s not meditating. It’s just noticing what’s different – and what’s new. For instance, if you ask people who are playing in an orchestra and they play the same thing every night, play it just a little bit differently. Not that anyone else would notice, but just for you so that there’s more nuance in it.”

On Values, Actions, and Being Intentional

“Robert Brooks, who we had spoken about is such an interesting man. And I remember he’s talked a lot about how when your values are reflected in your actions and how important that is. And one of the questions I ask my patients when I first meet them is: What are your top three values? And then I’ll ask them: So, how do you spend your time? What did you do on Saturday? And there’s often a disconnect.  There’s a sort of vast gap between what they care about, what is meaningful to them, and what they actually do. And I spend a lot of time trying to create much more overlap in that intentionality. And I’ve seen these questions that Robert Brooks had asked about, a different way of framing the walking your walk question: What are three words that your partner or your children, or your best friend or your colleague would use to describe you? Then the next question is: So, what do you do on an everyday basis to sort of invite this description of you in these three words? And then: How do you think your partner, colleague, child would actually describe you? What three words would they actually use? And four: What are you going to do to close that gap? The point is thinking about what you value and then noticing: What are the actions I’m taking to embody those values in my everyday life? And checking in every week to see, and even maybe with your partner or with a best friend, are you walking your walk? Because I think that an incredible, very important contributor to that sense of satisfaction in your everyday life is when it feels intentional. And you don’t feel like a tumble weed sort of being blown around.”

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Mentioned In This Episode

Ryan & Deci        Three pillars of well-being

George Bonanno

Dr. Robert Brooks

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About Retirement Wisdom

Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?

You’ll need another portfolio.

I help people create an active multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many, like me, it includes a new version of work – redefined on your own terms.

Schedule a call to see if a 1-on-1 program or a small group Designing Your New Life program can give you an edge in your next chapter.

Visit retirementwisdom.com for tools and resources to help you retire smarter.

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What are your goals and plans for this year – and beyond? Each year offers fresh opportunities for new pursuits, new goals and often big transitions. The fun part is the goal-setting, envisioning your future and how things can unfold. But how do you begin? How do you start to move forward on your big goals in a way that works, especially when you’re pursuing something meaningful that really matters to you? My guest, Michael Bungay Stanier has answers in his new book How to Begin: Start Doing Something That Matters.

His full bio is below, but you should know that Michael Bungay Stanier has been named named #1 Thought Leader in Coaching. I’ve learned a ton from following his work over the past 12 years – and you’ll come away with useful takeaways from this conversation and his book.

We discuss:

  • What makes something a Worthy Goal
  • What gets in the way of people starting to do things that matter
  • How to craft and thoughtfully sharpen Worthy Goals
  • What we can get wrong about resistance
  • Action verbs that resonate with him now
  • The value of doing hard things
  • His involvement in Malaria No More
  • Lessons he’s learned about transitioning well
  • The key benefits of How To Begin: Start Doing Something That Matters

Michael Bungay Stanier joins us from Toronto.

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Bio

Michael Bungay Stanier helps people be a force for change. His latest book is How to Begin: Start Doing Something That Matters. He’s best known for his book The Coaching Habit which has sold close to a million copies and has thousands of 5-star reviews online, and The Advice Trap focuses on what it takes to tame your Advice Monster.

He founded Box of Crayons, a learning and development company that helps organizations move from advice-driven to curiosity-led. They’ve trained hundreds of thousands of managers to be more coach-like and their clients range from Microsoft to Gucci.

He left Australia about 30 years ago to be a Rhodes Scholar at Oxford University … where his only significant achievement was falling in love with a Canadian …which is why he now lives in Toronto, having spent time in London and Boston.

Balancing out these moments of success, he was banned from his high school graduation for “the balloon incident” … was sued by one of his Law School professors for defamation … and his first published piece of writing was a Harlequin Romance-esque story involving a misdelivered letter … and called The Male Delivery.

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For More on Michael Bungay Stanier

How to Begin: Start Doing Something That Matters (Amazon)

Website: mbs.works

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Mentioned in this episode:

Falling Upward: A Spirituality for the Two Halves of Life by Richard Rohr

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Podcast Episodes You May Like

Tiny Habits Can Lead to Big Changes – BJ Fogg

Smarter Tomorrow – Elizabeth Ricker

Learning is a Lifetime Sport – Tom Vanderbilt

The Power of Fun – Catherine Price

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Wise Quotes

On Worthy Goals

“This is such a crossroad, isn’t it? What David Brooks would call: are you ready to climb the second mountain? Because you’ve climbed the first mountain of your career and you’ve had success and you’ve got status and you’re now resourced and experienced, and you’ve got, as they call it Nordic highlights. You’ve done great. You got all of that. and you are 50 or 55 or 60 or 65. And you’re thinking to yourself, I’ve got 20 good years left. At least I don’t want to play golf the whole time. What am I going to do? And so this book is written because I’m 50 something, 53 or something. So I’m kind of in this space myself. And I’m like, okay, so a worthy goal is about what are you going to do with your time? There’s a legacy act. So it’s perfect for the folks listening to us now, Joe. And a worthy goal has three elements to it. Is it thrilling? Is it important? And is it daunting? So let me just kind of break those down a little bit. Thrilling starts with you. Do you care about this? Do you light up? Do you kinda rub your hands together and go, oh, I’m, I’m pretty stoked about this. I’m pretty excited about taking this on. This speaks to what I care about, what my values are.  It’s the best of who you want to be when you grow up. I know you’re 55, but we’re all still trying to figure out who we’re going to be when we’re growing up.”

On Unlocking Greatness

“…We unlock our greatness by working on the hard stuff. It’s not, we unlock our greatness by naming our purpose. And it’s not, we unlock our greatness by picking up the trophy at the end – it’s by working on the hard stuff.”

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About Retirement Wisdom

Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?

You’ll need another portfolio.

I help people create an active multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many, like me, it includes a new version of work – redefined on your own terms.

Schedule a call to see if a 1-on-1 program or a small group Designing Your New Life program can give you an edge in your next chapter.

Visit retirementwisdom.com for tools and resources to help you retire smarter.

 

Planning for retirement is complex and challenging. My guest today, Rodney Brooks, shares his insights on retirement and we discuss his new book Fixing the Racial Wealth Gap: Racism & Discrimination Put Us Here, But This is How We Save Future Generations on the challenges African Americans face in retirement planning.

We discuss:

  • How he first become interested in writing about personal finance and retirement
  • After writing about retirement, how his life in “retirement” is going
  • What likely surprises people should be prepared for in retirement
  • The benefits of working longer
  • What regrets people have shared with him about their retirements
  • His new book Fixing the Racial Wealth Gap: Racism & Discrimination Put Us Here, But This is How We Save Future Generations
  • The size and scope of the wealth gap and the health gap
  • The unique challenges African Americans face in planning for retirement – and Black women in particular
  • His views on the most important things people need to do to plan for a successful retirement
  • How people can learn more

Rodney Brooks joins us from Maryland.

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Bio

Rodney Brooks is a veteran journalist, writer and author specializing in  retirement planning and other personal finance issues.  He’s written for many national publications, including USA TODAY and The Washington Post, His columns currently run in U.S. News & World Report and AARP’s Senior Planet. Brooks is a contributor for National Geographic, Next Avenue, and many others. He has also written about professional athletes and their finances for the Undefeated, an ESPN website.

He is author of the book Fixing the Racial Wealth Gap:what has put us here, but how we can save future generations.

He is co-author of Retirement Planning Essentials: A Guide to Living Well Without Running out of Money. He is also the author of Is One Million Dollars Enough: A Guide to Planning for and Living Through a Successful Retirement..

Prior to retiring in 2015 after 30 years, Brooks was Deputy Managing Editor for Personal Finance and retirement columnist for USA TODAY, where he coordinated all personal finance on all platforms for USA TODAY.

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For More on Rodney Brooks

Fixing the Racial Wealth Gap:what has put us here, but how we can save future generations.

Website: rodneyabrooks.com

Cornell Alumni profile

Follow on Twitter @Perfiguy

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Wise Quotes

On Retirement Today

“I don’t really consider myself retired because retirement has changed and retired people people do many things in retirement. They don’t sit home or watch westerns on TV like our daddies did. People keep busy and that’s hard for a lot of people. My son-in-law asked: So, when are you really gonna retire?  I said I don’t really anticipate it because what would I do.”

“People aren’t really prepared for figuring out what to do, if they don’t have things planned out yet. I had a friend,  a good friend, who called me up and said Rodney, there’s nothing to do! Well, think about that before you retire. I always tell people make sure you have a plan for how you’re going to spend your time. If you’re not going to work, have a plan to do something. Volunteer. You’ll get real tired if you play golf every day or do all those home projects you thought you would get to [one day]. You’ll run through those, but get bored really quickly.”

On the Health Gap

“African Americans suffer disproportionately from 8 of the top 13 leading causes of death in the United States,  for a bunch of reasons. Black Americans have higher rates of heart disease, hypertension, and diabetes, and  you have to add murder in there. But, many people don’t realize that Alzheimer’s is is twice as likely to happen to a Black woman than a white American. I did a story on Blacks and Alzheimer’s and I was shocked at the numbers. I really didn’t really know that there was a racial component there. But then you have a lack of access to medical care, when you especially when you’re talking about the lower income who sometimes forego doctors or dentists. And there are severe that can be severe consequences if  you don’t take care of your dental health that a lot of people don’t realize. And that’s one of the reasons that COVID had such a huge impact early on in the Black community because of its health disparities.”

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Podcast Episodes You May Like

With the Freedom to Retire, Where Will You Plant Your New Tree? – Don Ezra

Can Working Remotely Beat Ageism? – Kerry Hannon

What Are The Keys To A Successful Retirement? Fritz Gilbert

Advice for Successful Career Women Transitioning to Retirement – Helen Dennis

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About Retirement Wisdom

Planning for retirement goes well beyond your 401k or IRA.

How will you invest your time after your full-time working years?

You’ll need another portfolio.

I help people create an active multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many, like me, it includes a new version of work – redefined on your own terms.

Schedule a call to see if a 1-on-1 program or a small group Designing Your New Life program can give you an edge in your next chapter.

Visit retirementwisdom.com for tools and resources to help you retire smarter.

Retirement planning entails a series of important decisions, including lifestyle decisions with long-lasting consequences. My guest today, economist Larry Kotlikoff, discusses his new book, Money Magic: An Economist’s Secrets to More Money,Less Risk, and a Better Life, and how to make smarter lifestyle decisions by understanding the true price tags for each of them.

See below for Larry Kotlikoff’s full bio and links to learn more.

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Retirement Wisdom is partnering with One Day University to bring you a FREE live-streamed talk with renowned Amherst Professor Catherine Sanderson, on January 18th, at 7 pm ET | 6pm CT | 4 pm PT.

Professor Sanderson will present a live-streamed, one-hour version of her most popular course, Positive Psychology: The Science of Happiness, including time for Q&A in real-time.

If you can’t tune in live, everyone who RSVPs will receive a link to watch the class anytime they want. To RSVP today for this free class, just visit: www.onedayu.com/retirementwisdom

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Bio

Laurence J. Kotlikoff is a William Fairfield Warren Professor at Boston University, a Professor of Economics at Boston University, a Fellow of the American Academy of Arts and Sciences, a Fellow of the Econometric Society, a Research Associate of the National Bureau of Economic Research, President of Economic Security Planning, Inc., a company specializing in financial planning software, a Research Associate of the Gaidar Institute, and a Research Fellow of the Goodman Institute.Kotlikoff is also a New York Times Best Selling author. The Economist Magazine ranked Kotlikoff one of the world’s 25 most influential economists. His website is

Professor Kotlikoff received his B.A. in Economics from the University of Pennsylvania in 1973 and his Ph.D. in Economics from Harvard University in 1977. From 1977 through 1983, Kotlikoff served on the faculties of economics of the University of California, Los Angeles and Yale University. In 1981-82 Professor Kotlikoff was a Senior Economist with the President’s Council of Economic Advisers. Professor Kotlikoff’s writings and research address personal finance, inequality, taxation, Social Security, climate change, investing, healthcare, deficits, and insurance.

Professor Kotlikoff is author or co-author of 20 books, hundreds of professional journal articles, and a multitude of op eds and blogs. His most recent books are Money Magic: An Economist’s Secrets to More Money,Less Risk and a Better Life, You’re Hired, Get What’s Yours – the Revised Secrets to Maxing Out Your Social Security (a NY Times Best Seller co-authored with Philip Moeller and Paul Solman), The Clash of Generations (co-authored with Scott Burns), The Economic Consequences of the Vickers Commission, Jimmy Stewart Is Dead, Spend ‘Til the End, (co-authored with Scott Burns), Generational Policy (MIT Press), The Healthcare Fix, and The Coming Generational Storm (co-authored with Scott Burns). Kotlikoff’s columns have appeared in The NY Times, The Wall Street Journal, The Washington Post, The Hill, The Financial Times, The Times of London, Forbes, CBNC, Bloomberg, PBS NewsHour, The Dallas News, Neue Zürcher Zeitung, the Seattle Times, Vox, Fortune, Seeking Alpha, Yahoo.com, VoxEU, Huffington Post, and other leading media.

Kotlikoff has served as a consultant to the Federal Reserve, the International Monetary Fund, the World Bank, the Harvard Institute for International Development, the Organization for Economic Cooperation and Development, the Swedish Ministry of Finance, the Norwegian Ministry of Finance, the Bank of Italy, the Bank of Japan, the Bank of England, the Government of Russia, the Government of Ukraine, the Government of Bolivia, the Government of Bulgaria, the Treasury of New Zealand, the Office of Management and Budget, the U.S. Department of Education, the U.S. Department of Labor, the Joint Committee on Taxation, The Commonwealth of Massachusetts, The American Council of Life Insurance, Merrill Lynch, Fidelity Investments, AT&T, AON Corp., and other major U.S. corporations. Kotlikoff has provided expert testimony on numerous occasions to committees of Congress including the Senate Finance Committee, the Senate Budget Committee, the House Ways and Means Committee, and the Joint Economic Committee. Kotlikoff’s company markets economics-based financial planning software, including maxifiplanner.com, maximizemysocialssecurity.com, and analyzemydivorcesettlement.com. In 2016, Kotlikoff ran for President as a registered write-in candidate. His platform – You’re Hired – is available at Kotlikoff.net.

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For More on Laurence J. Kotlikoff

Money Magic: An Economist’s Secrets to More Money,Less Risk, and a Better Life

MaxiFi financial planning software

Get What’s Yours – the Revised Secrets to Maxing Out Your Social Security (a NY Times Best Seller co-authored with Philip Moeller and Paul Solman)

Website: Kotlikoff.net

Follow on Twitter @Kotlikoff

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Wise Quotes

On the Biggest Mistakes People Make in Planning for Retirement

“People are focused on their life expectancy rather than their maximum age of life. They think they’re going to die on time. Wall Street is pushing people to focus on your actuarial lifespan. We can’t think about playing the odds with our life because we might live to our maximum age of life, we have to plan for that catastrophic event. This is a catastrophe financially. Emotionally, it’s terrific. You get to see your grandkids for longer, but financially it’s the worst possible outcome – living to your maximum age of life – because you have to keep paying for yourself. So, we’re saving far too little. We’re thinking that our employers are going to take care of us through the 401 (k) somehow [through] the contributions we make and they make, but it’s probably far too little. We need to save. Especially with these low interest rates. We need to save a ton and/or work much longer than we had wanted to do or expected to. So I so talk about this in the book about retirement being financial suicide for most of us. It’s a decision to take the longest vacation of our lives – and every year you retire early, you’re putting yourself in more risk to run out of money.”

On the Risks of Early Retirement

“I’ve run the software under the hood in the book to figure out and to explain to people how much their living standard could drop if they haven’t saved enough and if they have these extra years to finance. So the big risk is running out of money. And the other big risk is being bored. I think you can only play so many golf games. Most people who are retiring early are not physically unable to keep working and I talk about that, based on the data.”

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Podcast Episodes You May Like

The Key Decisions for Retirement Success – Wade Pfau

Are You Ready for The New Long Life? – Andrew Scott

Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland

Ways to Retire on Less – Harriet Edleson

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About Retirement Wisdom

Planning for retirement goes well beyond your 401k or IRA.

How will you invest your time after your full-time working years?

You’ll need another portfolio.

I help people create an active multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many, like me, it includes a new version of work – redefined on your own terms.

Schedule a call to see if  a 1-on-1 program or a small group Designing Your New Life program can give you an edge in your next chapter.

Visit retirementwisdom.com for tools and resources to help you retire smarter.

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The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the opinions of the host, or of Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes, not advice. Listeners are advised to consult qualified financial and/or medical professionals on those matters.

 

So, the noise is dying down on New Year’s resolutions. That’s good because studies show most New Year’s resolutions fail.

But you still have the balance of your new year still ahead of you.

How can you make it a great one?

There are better approaches than New Year’s resolutions.

Listen in on conversations with our expert guests for practical ideas you can use to build new habits, better align how you spend your time with your core values, exercise more, eat right, track your progress against your goals, be happier, have more fun – and be more kind to others.

Scroll down to the links to the full podcast conversations on the ones that resonate most with you.

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Free Learning Event – Exclusively for Listeners of The Retirement Wisdom Podcast
Retirement Wisdom is partnering with One Day University to bring you a FREE live-streamed talk with renowned Amherst Professor Catherine Sanderson, who will present a live-streamed, one-hour version of her most popular course, Positive Psychology: The Science of Happiness, including time to ask her questions, in real-time.
 January 18th, at 7 pm Eastern
To RSVP for this free class, just visit: www.onedayu.com/retirementwisdom
If you can’t tune in live, everyone who RSVPs will receive a link to watch the class anytime they want.
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Build New Habits:

Tiny Habits Can Lead to Big Changes – BJ Fogg

Live Your Values:

How to Live a Values Based Life – Harry Kraemer

Get Your Exercise in Different Ways:

The Joy of Movement – Kelly McGonigal

Eat Right:

Take Charge of Your Well-Being – John La Puma, MD

Track Your Goals:

Smarter Tomorrow – Elizabeth Ricker

Be Happier:

Retire Happy – Dr. Catherine Sanderson

Have More Fun:

The Power of Fun – Catherine Price

Be Kind:

The Mind-Body Connection and The Rabbit Effect – Kelli Harding

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Stay tuned for Season 5 starting next week.

In the meantime, you can browse all 4 seasons here

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About Retirement Wisdom

Retirement’s about a lot more than money. You have to decide how to invest your time.

As a coach, I help people design their new life after they graduate from the world of full-time work.

Schedule a free call to discuss how I can help you.