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Can Resilience Be Learned?

In this episode of our retirement podcast we with talk with Jan Zacharjasz. Jan is a Certified Professional Coach specializing in midlife transitions, including making a midlife career change, focusing on the changing needs of Baby Boomers as they redefine aging today. Jan shares with us her insights and perspective on a range of topics:

  • Her story of what led her to become a coach
  • The key challenges she sees clients dealing with in mid-life and beyond
  • Why resilience building is vital – and whether it’s something you’re born with or can be learned
  • How she helps clients navigate transitions
  • Her coaching approach
  • The benefits of coaching for her clients

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Wise Quotes

“I think resilience is just one of the most important things that you can have in midlife. I really see resilience as an antidote for managing many of the mid and later life changes that we were just talking about. It’s really an essential tool to help you navigate through the different bumps in the road that come up – and to help you not only bounce back from setbacks or disappointments or worries. But resilience done the right way really can enable you to come out of it even stronger than ever as a result of the experiences you’ve had and what you’ve learned from them.”

“I really see there’s just an incredibly widespread application for resilience. In midlife. And resilience is a key life skill. And, if you think about it, nobody really taught us how to be resilient in school. So that’s why I build resilience into my coaching and I actually teach it in workshops.”

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Bio

 

Jan Zacharjasz is a Certified Professional Coach specializing in midlife transitions, focusing on the changing needs of Baby Boomers as they redefine aging today.  The founder of Coaching for Resilience, Jan is passionate about helping people gain courage and resilience through significant work, health, and family changes so they can reframe their lives and thrive moving forward.  Along with individual coaching, Jan provides life purpose and energy leadership assessments and interactive workshops on resilience, retirement lifestyle planning, and how to manage change successfully.

Jan’s career spans the private and public sectors in healthcare.  Most recently, she directed an award-winning program designed to cultivate positive aging in those who are 55+.  This innovative program focused on health and wellness, social connectivity, and strategies for creating a fulfilling retirement.

Jan received her coaching certification from iPEC, the leading Coach Training program in the U.S.  She earned her M.S. in Human Organization Science from Villanova University and her B.S. in Individual and Family Studies from The Pennsylvania State University, where she graduated as valedictorian.

An active community leader, Jan is co-chair for the Philadelphia chapter of the Life Planning Network and serves on its National Board.  She developed the Sandwich Generation Series to provide life-changing support to Boomers in caregiving roles for their aging parents and children.

Jan has effectively responded to her family’s unexpected life changes and brings deep sensitivity, resourcefulness, and diligence to her coaching clients.  A proud member of the Sandwich Generation, Jan provides endless love and devotion to her husband, Mario, two daughters, and mother.  She loves traveling, exercising, and relaxing with family and friends at the beach.

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Related Retirement Wisdom Podcast episodes

We’re All Ageing. Are You Up for a. Bolder Approach? – Carl Honore

How Seniors Are Saving the World With Activism – Thelma Reese

Your Retirement Won’t Come with a Road Map – Carol Hymowitz

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About Retirement Wisdom

We help people who are retiring, but not done yet, discover what’s next.

A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.

Retire smarter. Schedule a call today to discuss how we can help you make yours great.

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Related Article

How to Build Resilience in Midlife

The New York Times

 

We are joined today by Chris Farrell to discuss his new book Purpose and a Paycheck. Podcasts about retirement and books on retirement primarily focus on financial planning. Chris’ new book is different. He shares his observations on why more people are making a career change toward work with greater purpose and meaning. Chris explains why he thinks “There has never been a better time to be in the second half of life in America” and offers his insights on why the choice of working in retirement can be beneficial. We also discuss why he thinks entrepreneurship and self-employment are attractive options for a midlife career change and the multigenerational dimensions of retirement today. You’ll also hear the ageist phrases that he thinks should be retired, and his advice for planning your next chapter with purpose top of mind. If you’re thinking about a career change at 50 or older, you’ll benefit from listening to this conversation. It just might just give you inspiring ideas for a second career after retirement with a greater purpose.

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Wise Quotes

On Innovative Ways of Working Longer

“…At our core we all want to be useful, we all want to be helpful. And one way that we’re useful and helpful is to tap into our knowledge and our experience. So, there’s a lot of experimentation that’s going on right now. Flexible work, part-time work, starting your own business, self-employment, phased retirement, encore careers. And we don’t really know how this is going to shake out.”

On Emerging Multigenerational Trends

“A lot of people don’t like age segregation anymore. …it’s the Boomer parents going into business with their Millennial or Gen-X or children. Or it’s a boomer going into business with a Millennial or a Gen-Xer. Typically, what the Boomer’s providing is some capital, knowledge, experience, and contacts. And what the younger person is providing is that ambition, that hustle, a little tech-savvy – and their burden of student loans. So, they don’t have that much capital. And so, that’s a real win-win situation for both generations. And that’s a really heartening trend.”

“The other place where you’re seeing it is in housing. There’s a great deal of interest in intergenerational housing. (There’s) not a whole lot of choice out there yet. We can come up, there are lots of, intriguing examples of music conservatories that are nearby a continuing care community and the students are invited to live there for free, or a nominal price, and just to be part of the community to be engaged with the community. And you are seeing a sort of deliberate building of multigenerational communities.”

Bio

Chris Farrell is considered a leading expert on the trend toward working longer in the second half of life. He writes a biweekly column for Next Avenue, an online PBS magazine for the 50-plus demographic, and hosts a Minnesota Public Radio Program, Conversations on the Creative Economy, which is now entering its sixth season. He speaks across the country on the topic of unretirement. Chris earned his BA from Stanford and his Master’s from the London School of Economics.

Books by Chris Farrell Referenced in this Retirement Podcast episode:

Purpose and a Paycheck: Finding Meaning, Money & Happiness in the Second Half of Life

Unretirement: How Baby Boomers are Changing the Way We Think About Work, Community, and the Good Life

 

Follow Chris Farrell:

Conversations on the Creative Economy – MPR News
Next Avenue
Twitter

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Our Brief Review of Purpose and a Paycheck

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Related Retirement Podcast Episodes:

How to Build a Non-Profit Encore Career – Betsy Werley

With the Freedom to Retire, Where Will You Plant Your New Tree? – Don Ezra

If You’re Planning on Working Longer, How Do You Best Prepare – Kerry Hannon

Will You Be an Entrepreneur in Your Second Act Career? – Dorie Clark

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Related Retirement Blog Post:

Why Settle for Happiness? 

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Tools You Can Use

Tap into free retirement tools you can use, including a quiz on retirement readiness on the non-financial side, retirement calculators, a longevity calculator and a free e-book at retirementwisdom.com

Sign up for Wisdom Notes, our free Monthly Newsletter with useful information on planning for the non-financial side of retirement.

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About Retirement Wisdom

We help people who are retiring from their primary career and are not done yet, discover what’s next. A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how we can help you make yours great.

In this edition of our retirement podcast our guest is Ted Carr, a thoughtful and interesting blogger and podcaster on early retirement who we enjoy following. People often think of retirement as a single phase of life, but Ted describes how there are 6 distinct phases of retirement. He shares his personal experiences with the different phases after he retired early from a career in Silicon Valley. You’ll come away with an appreciation of why your retirement strategies should take the different phases of retirement into account if you want to retire smarter.

One of the big questions people face in retirement is where should I retire to? And that decision is often not a ‘one and done’ type of call as needs, and priorities change over the life course. Ted discusses the decision that he and his wife recently made to move to a retirement community and the key factors that led to their decision. Our conversation shifts to the importance of community in retirement and the risks of isolation.

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Follow Ted Carr:

Twitter

Website

Check out his new podcast:

FIREwalkers

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Wise Quotes:

On Retirement as a Stressful Life Event

“So, I think back to the time before I retired – the pre-retirement stage. What I found is that it’s really, really essential that you have a detailed retirement plan and that it includes not only a financial plan, but also the non-financial side of retirement. And as we’ve alluded to already, the adjustment to retirement can be difficult. Now there’s something that I’ve come across, I’m sure you’ve heard of it too. It’s called the Holmes and Rahe Stress Scale. And on that stress scale, retirement comes in as the 10th most stressful event on that scale. Now, if that wasn’t stressful enough, the other stressors that are on the top 10, shall we say, can occur at the same time as retirement – which only exacerbates the challenges around adjusting to retirement – and some of those things where you have divorce, separation, illness, loss of jobs.”

 

On Planning to Move in Retirement

“So, us being inveterate planners said, well, you know, we need to be intentional about our future old age. And so, we looked at some of these options and after looking at the CCRC model, we decided that that probably wasn’t for us…And we’re not near that age and the entering cost of buying into a CCRC is very expensive. And so, we just said there are other options that are coming down the road. Maybe we should take a timeout from thinking that way and look at something different. So my wife, who’s extremely social, came up with the idea to look into a 55 plus community because her feeling, and I concur, is that where we live today, there’s really not a sense of belonging. Like I say, she just doesn’t feel that she’s made enough friends over the course of nine years and she doesn’t want to see the next nine to 10 years be equally as frustrating. So, we started looking at 55 plus communities.”

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Resources Mentioned on this Retirement Podcast Episode

The Holmes & Rahe Stress Inventory

What’s Your Retirement Personality Type?   by Dave Hughes

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Related Retirement Podcast Episodes

The Joy Of Movement – Kelly McGonigal

What Are The Keys To A Successful Retirement? Fritz Gilbert

You Can Learn a Lot From the Principles of FIRE – Chris Mamula

Are You Ready For The New Retirement? – Stephen Chen

How to Retire Early and Live Your Life Fully – Leif Dahleen

Are You Ready to Follow Your Own Path in Retirement? – Bob Lowry

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Tools You Can Use

Tap into free retirement tools you can use, including a quiz on retirement readiness on the non-financial side, retirement calculators, a longevity calculator and a free e-book at retirementwisdom.com

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Stay in the Loop with Wisdom You Can Apply to Your Retirement Planning

Subscribe to our Free Monthly Newsletter Wisdom Notes

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About Retirement Wisdom

We help people who are retiring, but not done yet, discover what’s next.

A long retirement is a terrible thing to waste.

And a meaningful retirement doesn’t just happen by accident.

We help you design the life in retirement that’s uniquely right for you.

Retire smarter. Schedule a call today to discuss how we can help you make yours great.

 

How Can You Stay Sharp?

We all want to stay sharp. Cognitive functioning is a key part of healthy aging. But is working longer helpful or harmful to your brain health? Well, it depends. In this episode of our retirement podcast, Dawn Carr of Florida State University discusses her insights from new research on the impact of working into retirement with different types of jobs on healthy aging. She also talks about what may happen when people unretire and return to work. Dawn also shares her advice on aging well and how to stay sharp based on research. Listen in and expand yiur knowledge of healthy aging.

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Bio

Dawn C. Carr is an associate professor at Florida State University in the Department of Sociology and faculty associate at Pepper Institute for Aging and Public Policy. Carr’s expertise lies in understanding the factors that bolster older adults’ ability to remain healthy and active as long as possible. With Kathrin Komp, Carr published “Gerontology in the Era of the Third Age: Implications and Next Steps” in 2011, a text dedicated to exploring the relevance, purpose, and factors that contributed to the emergence of a new period of life following one’s career but prior to onset of frailty in later life.

Her recent work focuses on understanding the complex pathways between health and active engagement during later life, including the impact of key transitions in health, productivity, and caregiving. Before joining Florida State University in 2016, she was a researcher at the Stanford Center on Longevity, a postdoctoral fellow in the Carolina Program for Health and Aging Research at the Institute on Aging at The University of North Carolina at Chapel Hill, and a researcher at Scripps Gerontology Center.

Carr received her Ph.D. in Social Gerontology and Master’s in Gerontological Studies at Miami University, and Bachelor of Arts in Music Performance at Arizona State University.

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For More on Dawn Carr, PhD:

Dawn Carr’s Website

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Wise Quote

On Staying Sharp

“What we know is that there are three really important ingredients for maintaining cognitive function, not just in later life but across our lives. And one is staying physically active.… The blood flow in our brains is affected by physical activity and we know that this has a beneficial effect on cognitive function. And the more regularly we stay engaged in physical activity and avoid sedentary behavior, this seems to be very beneficial.

So, you don’t think about staying mentally sharp by exercising, but there’s a certain amount of evidence that suggests that just continuing to stay physically active matters. The second…surprising thing that we know in research about maintaining cognitive function is the importance of social interactions.

People who have very active social lives are able to keep their cognitive function longer. So, they’re able to not only arrive in later life with higher levels of cognitive function, but they also seem to maintain it longer if they continue to stay socially active.”

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Articles Referenced

Brains age better among retirees with complex jobs – Florida State University

Carr, D. C., Willis, R., Kail, B. L., & Carstensen, L. L. (2019). Alternative Retirement Paths and Cognitive Performance: Exploring the Role of Preretirement Job Complexity. The Gerontologist.

Sims, T., Reed, A. E., & Carr, D. C. (2017). Information and communication technology use is related to higher well-being among the oldest-old. The Journals of Gerontology: Series B, 72(5), 761-770.

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Related Retirement Podcast

How Can You Be Better with Age?

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Tools You Can Use

Tap into free retirement tools you can use, including a quiz on retirement readiness on the non-financial side, retirement calculators, a longevity calculator and a free e-book at retirementwisdom.com

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About Retirement Wisdom

What Trends Should Baby Boomers Be Aware of?

Richard Eisenberg, the Managing Editor of PBS’ Nextavenue.org joins our retirement podcast to share his insights. Next Avenue is the PBS site for people  50+, where he is also the editor of the Money and Work & Purpose channels.

Previously, he was Executive Editor of Money magazine, Front Page Finance Editor of Yahoo! and Special Projects Director/Money Editor at Good Housekeeping. He is the author of two books: How to Avoid a Midlife Financial Crisis and The Money Book of Personal Finance.

We talk with Richard Eisenberg about Next Avenue, older workers, and employers, the key trends Baby Boomers should be aware of, and what he’s learned from his research on Blue Zones.

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Wise Quote

Q. What’s the one thing that people who are planning for retirement may not be thinking about but really should be?

Richard Eisenberg: “If it’s okay, I think I’ll give you two. One of them is will I be able to keep working part-time if I want to. There’ve been some interesting studies that show a lot of people in their fifties and sixties expect to work part-time in retirement. And yet when you look at the surveys of retirees, you find that a very small percentage of them are working in retirement and many of them aren’t because of health reasons. So I think people just need to think, well, is it realistic that I’ll be able to work in retirement? Partly, you know what, I’d be healthy enough to do it, but also will I be able to find work? Will I be able to get hired or will I be able to start a business? So I think that’s one thing I would tell people to think about.

And the other is if you are in a long-term relationship and have a spouse or partner are the two of you on the same page about retirement? We’ve done a few articles on Next Avenue about couples and retirement and have seen some studies that show that frequently couples don’t talk with each other much about what they expect retirement to be like for them. How they plan to spend their time and their money. And then what happens is they get retired and then one of them is planning to travel a lot and the other is not planning to travel at all?  And they don’t want to be living differently, but they hadn’t really thought it out because they never had to. So I’d suggest couples talk about this more.”

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Bio

Richard Eisenberg is Managing Editor of PBS’ Nextavenue.org, the PBS site for people 50+, where he is also the editor of the Money and Work & Purpose channels.

 

Previously, he was Executive Editor of Money magazine, Front Page Finance Editor of Yahoo! and Special Projects Director/Money Editor at Good Housekeeping.

 

He is author of two books: How to Avoid a Midlife Financial Crisis and The Money Book of Personal Finance.

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For More on Richard Eisenberg and Next Avenue

Read his Series on Blue Zones mentioned in this podcast

Follow Richard Eisenberg on Twitter

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Related Podcast Episodes You May Enjoy

Why People Make a Career Change with Purpose Top of Mind – Chris Farrell

Retirement Planning Includes Getting Good at Getting Older – Rabbi Laura Geller

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Related Book Review You May Like

IKIGAI: The Japanese Secret to a Long and Happy Life

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Free Tools

Tap into access to free tools on our website to assist with your retirement planning, including retirement calculators, a longevity calculator, and an Am I Ready to Retire? quiz at retirementwisdom.com

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About Retirement Wisdom

We help people who are retiring, but not done yet, discover what’s next.

A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.

Retire smarter. Schedule a call today to discuss how we can help you make yours great.