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July 23, 2018

Who Will You Be in Retirement?

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By Joe Casey

“When you are 20, you care about what people think about you,

when you are 40 you stop caring about what people think about you,

and when you are 60, you realize nobody cared in the first place.”

– Winston Churchill


Have you ever asked someone “How was your weekend?” –  and regret it when, five minutes later, they’re still breaking down Saturday morning blow by blow?

Let’s face it. You were really expecting “Fine” or “Wonderful” or “Awesome” – or even “Not bad. How was yours?”

Any answer would do.

And you’d both pleasantly move on with your days.


What Are You Going to Do?

Well, it turns out that that same dynamic may be at play with a weighty question that’s quite important in transitioning to retirement.“So, what are you going to when you retire?” 

But while it is important to us, perhaps any answer will do for others.

When you’re faced with this question, watch where your eyes go. They will instantly tell you where you are in your transitioning process. If they look upward, you’re probably in the exploration phase. You will likely launch into an exciting and rambling answer roaming the landscape of the possibilities you’re pondering. If the person who asked the question is still awake (or even still there…), be prepared to hear “Oh, that’s interesting.”

If your eyes go directly to your shoes, you probably haven’t taken the time to give it the proper thought yet. You may grab some answers from the shelf of classic retirement cliches and mumble something about every day being Saturday, catching up on things you’ve meant to do around the house, golf, or traveling. Be prepared for “That’s nice”. 

It’s just like the question How was your weekend?

Any concise answer will do just fine.


What’s Your Elevator Speech?

Our latest podcast guest, Dr. David Ekerdt, University of  Kansas Professor and President of The Gerontological Society of America, thinks there’s a better way.  He has studied transitions to retirement for several decades and he recommends that we develop an Elevator Speech for retirement – just as you would in starting a new business.

If you’ve ever developed an elevator speech, you’ll know that it is short and clear, by design. A lot of thought and refinement goes into it.

It forces clarity.

Who Will You Be?


Ekerdt reframes the question What Are You Going to Do Now? to a more meaningful one – Who Will You Be?

He suggests that answers to the first question can come from expectations created by cultural norms and commercial marketers. Answers to the second one require more reflection and tend to come from values. He notes that one of the cultural beliefs that shape our views on retirement is that a busy retirement is best. But a busy retirement is not for everyone. Ekerdt advises focussing on what’s most important to you. And to do those things at your own pace.

Many of our choices earlier in life are influenced by the expectations of others, perhaps more than we even realize. The retirement phase of life is about freedom. It gives you a chance to live in alignment with your true values, to do more of what you want to. Churchill suggests it’s a time we can move away from the expectations of other people.  Who Will You Be in Your Freedoment?

Hear our conversation with David Ekerdt, where he shares his wisdom on retirement.





  1. Brian says:

    What will we be in retirement? —> For us the transition to retirement was seamless and purposeful. We planned this for a long time – now 8 years into retirement, so far, so good.
    – My wife volunteers at 2 non-profits, exercises, plays competitive volleyball; we take care of our 3 young grandkids two days a week, gardening, spend time with family & friends, and much more.
    – I ran for public office (& won; just finished two full terms serving as Councilman, Vice Mayor, & Mayor of my City); exercise; serve as a director on three boards, genealogy research; book clubs, gardening; time at local swimming pool, and more.

    Basically, whatever and whenever we want we do. For us, every day is a Saturday – sometimes we lose track of what day it is.
    We get up whenever we feel like it – though I still like to start the day off with a good breakfast and read the morning newspaper.
    We’re busy all day long with our favorite activities, time to do anything we want,…..or nothing at all.
    Neither of us will go back to work again.

  2. Retirement Wisdom says:

    Thanks Brian. Congrats on all you are doing. Thanks for following us on Twitter and sharing the Boeing study.
    Joe Casey

  3. Paul Francis says:

    It is great to read about options. Dr. David Ekerdt is correct: a busy retirement is not for everyone. My first ten years of retirement has consisted of many adventures and considerations. I would not have traded this for the world. We need more forums like this.

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